ICICI Bank Publishes Q2 FY2027 Earnings Call Transcript
- ICICI Bank published transcripts of October 17, 2026 results calls attended by Sandeep Bakhshi, Sandeep Batra and Anindya Banerjee.
- Management expects margins to recover following further third-quarter compression; net interest margin fell to 4.18% in Q2 FY2027 from 4.36%.
- FCNR (B) deposits totaled USD 18 billion; remaining funds will be deployed over the next two quarters.
- Loans grew 24.1% year over year excluding international-branch lending against FCNR (B) deposits, versus 30% overall growth.
- Domestic corporate lending rose 30.6%; management attributed demand partly to borrowers shifting from bond markets and foreign-currency borrowing.
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