Trade Home Bancorp Inc - HBCP CFD

Home Bancorp Company profile

About Home Bancorp, Inc.

Home Bancorp, Inc. is a bank holding company for Home Bank, N.A. (the Bank). The Bank conducts business through approximately 40 banking offices in the Acadiana, Baton Rouge, Greater New Orleans and Northshore (of Lake Pontchartrain) regions of south Louisiana and the Natchez and Vicksburg regions of west Mississippi. The Bank is primarily engaged in attracting deposits from the public and using those funds to invest in loans and securities. Its principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Home Bancorp, Inc. interest income increased 3% to $106.9M. Net interest income after loan loss provision increased 20% to $110.8M. Net income increased 96% to $48.6M. Net interest income after loan loss provision reflects Net Interest Spread, Total -% increase of 1% to 3.76%, Loans including fees increase of 2% to $101.6M, Other Investments and Deposits increase of 49% to $685K.

Equity composition

Common Stock $0.01 Par, 03/11, 40M auth., 8,926,875 issd. less Treas. shares 795,873 @ $10M. Insiders own 18.34%