Trade EZCORP Inc - EZPW CFD

EZCORP Company profile

About EZCORP Inc

EZCORP, Inc. is a provider of pawn loans in the United States and Latin America. Pawn loans are non-recourse loans collateralized by tangible property. The Company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. The Company operates through three segments: U.S. Pawn, Latin America Pawn and Other International. U.S. Pawn includes its EZPAWN, Value Pawn & Jewelry and other branded pawn operations in the United States. Latin America Pawn includes its Empeno Facil and other branded pawn operations in Mexico, as well as its GuatePrenda and MaxiEfectivo pawn operations in Guatemala, El Salvador, Honduras and Peru. Other International includes the consumer finance activities in Canada.

Financial summary

BRIEF: For the three months ended 31 December 2021, EZCORP Inc revenues increased 24% to $221M. Net income increased from $4.3M to $15.7M. Revenues reflect EZ Pawn - U.S. segment increase of 20% to $163.6M, Retail Sales-US Pawn(Merchandise) increase of 24% to $102.1M. Net income benefited from Merchandise Margins -%-US Pawn increase of 2% to 43%, Interest expense decrease of 55% to $2.4M (expense).

Equity composition

Common Cl. A, Non-Voting, $.01 Par, 12/11, 54M auth., 47,409,234 issd. Insiders own 3.61%. Common Cl. B $.01 Par, 3M auth., 2,970,171 issd., MS Pawn Limited owns 100%. 12/06, 3-for-1 stock split.