AXA Future Risks Report 2026 flags AI as experts’ top risk, overtaking climate change

By Public Technologies
  • AXA’s Future Risks Report 2026 ranked artificial intelligence as experts’ top risk, reflecting rapid adoption across economies and uncertainty on impacts.
  • Among experts citing AI as a top risk, 54% called it rapidly emerging; 9% said public authorities are well prepared, falling to 3% in Europe.
  • Climate change stayed the public’s top risk; AI moved to second from seventh in 2025.
  • Report flagged demographic shifts as a driver of changing insurance demand, with focus on life-stage protection needs.
  • Survey showed 95% of experts and the public see prevention as feasible; 68% of the public expects insurers to help address emerging risks.


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