CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 82.67% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

Charges and fees

Equip yourself for more informed trading.
Find out about each of our charges here.

Account

Opening an account

FREE

Closing an account

We won’t charge you for deciding to end your trading journey with us.

FREE

Demo account

Practise your strategies in a simulated trading environment with virtual funds.

FREE

Inactivity fee

By being an inactive client for more than 1 year, we may charge you an inactivity fee on a monthly basis.

10 USD or its equivalent if any other currency

Deposits & withdrawals

Deposit fee

You won’t pay anything to add funds to your account.

FREE

Min deposit

The smallest amount you can add to your account to start trading.

10 USD/EUR/GBP for bank cards and apple pay.

For all payment methods, except a wire transfer, which has a minimum of 50 EUR (or the equivalent in the currency of your trading account)

Withdrawal fee

We’ll never charge you for moving your money out of your Capital.com account.

FREE

Min withdrawal

The smallest amount you can withdraw to your card or bank account.

20 USD/EUR/GBP for bank cards.

The minimum you can withdraw will vary depending on your payment method. If you have under the minimum withdrawal limit on your account, you’ll only be able to withdraw your full balance.

Trading

The spread

Our fee for executing your trade is the spread – the difference between the buy and sell price.

Find out more.

Spreads are dynamic and change depending on the underlying market conditions. Check the individual spread for a specific instrument here.

Trading commission

We don’t charge any commission on your trades.

FREE

Overnight funding adjustment

An adjustment that applies when you hold a position overnight.
Your 1:1 leverage CFD positions on shares and cryptocurrencies are not subject to overnight funding.

Find out more.

The fee will either be paid or received, depending on whether you are long or short. Find the fees for each instrument here.

 

Currency conversion

When you trade on a market denominated in a different currency to your account, you’ll be charged a small fee when we convert to your account’s base currency.

Our currency conversion fee is 0.7% of the spot forex rate (0.5% for professional clients), charged as part of the conversion rate when there is a cash transaction in a foreign currency on your account. For example when you:
- Realise a profit or loss
- Hold a position overnight (we charge the conversion fee on the overnight funding adjustment, not your whole position)
- Pay a guaranteed stop-loss premium
- Pay or receive a dividend

Guaranteed stops*

A guaranteed stop-loss (GSL) closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Your loss never exceeds the predicted level, but you’ll pay a small fee if your GSL is triggered.

Find out more.

The GSL fee varies depending on the market you are trading, the position’s open price and the quantity. You can check the fee on the deal ticket before opening your trade. Find how the GSL fee is calculated here.

*Please note that GSLs are not available on 1X accounts.

Check the individual spread and overnight funding adjustments for a specific instrument

Sell
Buy
Spread
Long position overnight funding adjustment
Short position overnight funding adjustment
Guaranteed stop premium

What is the spread?

The bid-ask spread is the difference between the bid and ask (‘sell’ and ‘buy’) prices of the security. The ask price (also known as the offer price) always exceeds the bid price, so the price needs to move through the spread before an open position turns a profit. The bid-ask spread can be seen as a measure of supply and demand for a certain asset on the market, and therefore the market’s liquidity is a big factor in how narrow the spread is.

CFD example

  • You have a position of 1 contract on the US Tech 100, with a bid/offer quote at 12475/76.
  • The spread on this market is therefore 1 point.
  • To open your position you will pay half this spread and likewise to close it. The total cost of the spread is therefore $1 x 1 = $1.

What is the overnight funding adjustment?

Every time you hold a trade open overnight – unless you’re trading CFDs on shares or cryptocurrency with 1:1 leverage – your position will be subject to a funding adjustment. How the adjustment is calculated, and whether you pay or receive it, depends on a range of factors. You can take a look at some specifics in the examples below.

How is the overnight funding adjustment calculated?

  • Indices
  • Commodities
  • Forex
  • Shares
  • Major cryptocurrencies
  • Altcoins

Formula

Interest-rate benchmark +/- our daily fee

The benchmark follows the underlying market’s currency, eg SOFR for USD or SONIA for GBP-denominated markets.

Our daily fee is 4% per year, divided by 360 or 365 days based on currency:

  • For GBP, CAD, SGD etc: 4% / 365 = 0.01096%
  • For USD, EUR, CHF, JPY etc: 4% / 360 = 0.01111%

We choose the divisor to match the standard in the market’s currency.

CFD example: USD indices

  • Say you hold 0.6 contracts on the US Tech 100, priced at 20140. Your full exposure would be $12,084.
  • Since the US Tech 100 is denominated in USD, the relevant benchmark rate is SOFR –  currently 5.01448% annually, or 0.01393% daily. 
  • Our daily fee is 0.01111%.
  • For a long position, you’d pay 0.02504% (SOFR + our fee) = $3.03.
  • For a short position, you’d receive 0.00282% (SOFR - our fee) = $0.34.

CFD example: GBP indices

  • You have a position of 1 contract on the UK 100, priced at 8175. Your full exposure would be £8,175.
  • Since the UK 100 trades in GBP, the relevant benchmark rate is SONIA – which is currently 4.98260% annually, or 0.01365% daily.
  • Our daily fee is 0.01096%.
  • For a long position, you’d pay 0.02461% (SONIA + our fee) = £2.01. 
  • For a short position, you’d receive 0.00269% (SONIA - our fee) = £0.22.

Formula

Underlying market adjustment (futures basis) +/- our daily fee (0.01096%)

CFD example

  • You have a position of 4,000 therms of Natural Gas, currently priced at $2.54. Your position’s full exposure is therefore $10,160.
  • The overnight basis adjustment for Spot Natural Gas is currently 0.0031. At the prevailing spot price of 2.54 that equates to 0.12205% daily.
  • Our daily fee is 0.01096%.
  • So to hold a long position overnight you would pay 0.13301% – the basis adjustment plus our fee – of your exposure, which is $13.51.
  • To hold a short position, you would receive 0.11109% – the basis adjustment minus our fee – of your exposure, which is $11.29.

Formula

Underlying market adjustment (TomNext) +/- our daily fee (0.00411%)

CFD example

  • You have a position of $10,000 on USD/JPY.
  • The overnight swap (or TomNext) rate for USD/JPY is currently -0.0182. At the prevailing spot price of 132.80 that equates to -0.0137% daily.
  • Our daily fee is 0.00411%.
  • So to hold a long position overnight you would receive 0.00959% – the negative USD/JPY swap rate plus our fee – of your exposure, which is $0.96.
  • To hold a short position, you would pay 0.01781% – the positive swap rate plus our fee – of your exposure, which is $1.78.

Formula

Interest-rate benchmark +/- our daily fee

The benchmark follows the underlying market’s currency, eg SOFR for USD or SONIA for GBP-denominated markets.

Our daily fee is 4% per year, divided by 360 or 365 days based on currency:

  • For GBP, CAD, SGD etc: 4% / 365 = 0.01096%
  • For USD, EUR, CHF, JPY etc: 4% / 360 = 0.01111%

We choose the divisor to match the standard in the market’s currency.

CFD example: USD shares

  • You have a position equivalent to 50 shares in Tesla, currently priced at $252. Your total exposure is $12,600.
  • Since Tesla trades in USD, the relevant benchmark rate is SOFR – currently 5.01448% annually, or 0.01393% daily.
  • Our daily fee is 0.01111%.
  • For a long position, you’d pay 0.02504% (SOFR + our fee) = $3.16.
  • For a short position, you’d receive 0.00282% (SOFR - our fee) = $0.36.

CFD example: GBP shares

  • You have a position equivalent to 4000 shares in Barclays, currently priced at £2.41. Your total exposure is £9,640.
  • Since Barclays trades in GBP, the relevant benchmark rate is SONIA – which is currently 4.98260% annually, or 0.01365% daily.
  • Our daily fee is 0.01096%.
  • For a long position, you’d pay 0.02461% (SONIA + our fee) = £2.37. 
  • For a short position, you’d receive 0.00269% (SONIA - our fee) = £0.26.

Formula

Long positions: pay 0.06164% of exposure

Short positions: receive 0.0137% of exposure

CFD example

  • You have a position of 0.5 contracts on Bitcoin, currently priced at $23,800. Your position’s exposure is therefore $11,900.
  • Our daily adjustment is -0.06164% for long positions and 0.0137% for short positions.
  • So to hold a long position overnight you would pay 0.06164% of your exposure, which is $7.34.
  • To hold a short position you would receive 0.0137% of your exposure, which is $1.63.

Formula

Long positions: pay 0.07534% of exposure

Short positions: receive 0.00685% of exposure

CFD example

  • You have a position of 25,000 contracts on Ripple, currently priced at $0.38. Your position’s exposure is therefore $9,500.
  • Our daily adjustment is -0.07534% for long positions and 0.00685% for short positions.
  • So to hold a long position overnight you would pay 0.07524% of your exposure, which is $7.16.
  • To hold a short position you would receive 0.00685% of your exposure, which is $0.65

Why am I charged overnight funding adjustment?

You’re charged overnight funding to cover the dealing costs inherent in holding a position overnight.

What is the guaranteed stop-loss fee?

A guaranteed stop-loss (GSL) fee is only charged if the GSL is triggered. The GSL closes the trade at exactly the price level you specify, with no risk of gapping or slippage. Since we take on this risk for you, we (and other providers) charge a fee for the GSL’s use. You can see the GSL fee on the deal ticket before placing your trade, once you’ve selected a GSL.

How is the guaranteed stop-loss fee calculated?

The guaranteed stop loss fee is calculated by multiplying 3 components: guaranteed stop premium (in percentage), position open price and quantity. The formula looks like:

Formula

GSL fee = GSL premium * position open price * quantity.

You can check the GSL fee value on the deal ticket when opening a position and adding GSL.

Other things to think about

Of course, our charges aren’t the only factors that’ll affect your trade’s profitability or losses. You should also consider the following.

Market movement

The direction and distance that a market moves will obviously affect the value of your trade.

Margin

The amount required to open and maintain a trade. Consider whether you can afford it, both at the outset and if the margin should change to reflect market conditions.

Leverage

You should be comfortable with the leverage you’re using. Your exposure may be many times what you’ve paid to open, and you could experience fast, large gains or losses.