NBSX: SNB - Financial information provided to the Industrial and Commercial Bank of China Limited for the nine months ended 30 September 2026

By Namibia Stock Exchange

===================== Financial information provided to the Industrial and Commercial Bank of China Limited for the nine months ended 30 September 2026

Standard Bank Group Limited Registration number 1969/017128/06 Incorporated in the Republic of South Africa Website: www.standardbank.com

Share codes JSE share code: SBK ISIN: ZAE000109815 NSX share code: SNB ZAE000109815 A2X share code: SBK SBKP ZAE000038881 (First preference shares) SBPP ZAE000056339 (Second preference shares) JSE bond code: SBKI (“Standard Bank Group” or “the group”)

Financial information provided to the Industrial and Commercial Bank of China Limited (“ICBC”) for the nine months ended 30 September 2026

On a quarterly basis, the Standard Bank Group discloses to ICBC sufficient information to enable ICBC to equity account the group's results. Accordingly, the following consolidated financial information, prepared on an International Financial Reporting Standards basis, is being provided to ICBC for the nine months ended 30 September 2026 (“9M26”).

Statement of changes in ordinary shareholders' equity for the nine months ended 30 September 2026

Balance as at 1 Earnings Other Balance as at 30

January 2026 attributable to movements for September 2026

ordinary the period

shareholders

Rm Rm Rm Rm

Ordinary share capital 165 165

Ordinary share

premium 20 108 20 108

Treasury shares (4 582) 453 (4 129)

Foreign currency

translation reserve

(FCTR) (20 251) (5 276) (25 527)

Retained Earnings* 251 949 38 966 (27 636) 263 279

Other 16 769 (2 550) 14 219

Ordinary

shareholders’ equity 264 158 38 966 (35 009) 268 115

* Other movements for the period in retained earnings primarily comprises the R29 billion ordinary dividends declared in March and August 2026.

Since reporting in August 2026, the global macroeconomic environment has become more challenging, reflecting heightened geopolitical risks, rising energy prices and persistent inflationary pressures. In South Africa, inflation has increased, monetary policy has tightened, and the near-term growth outlook has been revised downwards. By contrast, growth across Africa has remained relatively resilient, supported by continued reforms and stronger export receipts from commodity- producing economies.

Against a complex and dynamic macroeconomic backdrop, the group continued to perform well and in line with guidance provided in August 2026. In 9M26, earnings attributable to ordinary shareholders were 8.5% higher than in the nine months ended 30 September 2025 (9M25 or period on period). In 9M26, headline earnings growth was in line with the growth in earnings attributable.

In 9M26, the banking business continued to demonstrate resilience, supported by its diversified franchise across clients, regions and product offerings. Banking revenue growth and cost growth were dampened by currency impacts, particularly as the South African Rand was stronger on average period on period.

Growth in headline earnings from the insurance and asset management business in 9M26 slowed slightly relative to the 15% growth reported in the six months to 30 June 2026 (1H26). This was driven by a high base in the three months from July 2025 to September 2025 (3Q25), linked to strong market performance and low claims in 3Q25, rather than a slowdown in the momentum in the underlying business in the three months from July 2026 to September 2026.

As anticipated, growth in earnings attributable from the group’s 40% stake in ICBC Standard Bank plc (ICBCS) in 9M26 slowed in constant currency relative to the very strong growth reported in 1H26. Growth in earnings attributable from ICBCS is expected to continue to face headwinds from a particularly strong performance in 2H25 as well as currency movements year on year.

The group remains well capitalised and liquid. This positions the group well to continue to support our clients as they manage the uncertainty and seek opportunities to grow.

The information contained in this announcement and that on which the operational performance update is based has not been reviewed and reported on by the group's external auditors.

Johannesburg 21 October 2026

Enquiries: Sarah Rivett-Carnac sarah.rivett-carnac@standardbank.co.za

JSE sponsor The Standard Bank of South Africa Limited

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