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Trade United Community Banks - UCBI CFD

24.61
0.12%
  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading Conditions
Spread 0.08
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026207 %
Charges from full value of position ($-4.98)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026207%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003985 %
Charges from full value of position ($0.76)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003985%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

United Community Banks Inc ESG Risk Ratings

High Medium Low Negligible

‘C’ score indicates satisfactory relative ESG performance and moderate degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 24.65
Open* 24.5
1-Year Change* -36.15%
Day's Range* 24.5 - 24.81
52 wk Range 20.37-39.50
Average Volume (10 days) 575.91K
Average Volume (3 months) 12.85M
Market Cap 2.89B
P/E Ratio 11.12
Shares Outstanding 118.98M
Revenue 1.14B
EPS 2.18
Dividend (Yield %) 3.79225
Beta 1.03
Next Earnings Date Jan 15, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Nov 29, 2023 24.65 0.98 4.14% 23.67 24.93 23.67
Nov 28, 2023 24.27 0.52 2.19% 23.75 24.36 23.75
Nov 27, 2023 24.30 0.16 0.66% 24.14 24.39 24.09
Nov 24, 2023 24.44 0.05 0.21% 24.39 24.55 24.25
Nov 22, 2023 24.44 0.17 0.70% 24.27 24.68 24.25
Nov 21, 2023 24.22 0.46 1.94% 23.76 24.68 23.75
Nov 20, 2023 24.87 0.89 3.71% 23.98 24.93 23.98
Nov 17, 2023 24.91 1.10 4.62% 23.81 25.25 23.81
Nov 16, 2023 24.76 0.46 1.89% 24.30 25.02 24.29
Nov 15, 2023 25.09 0.32 1.29% 24.77 25.28 24.72
Nov 14, 2023 24.78 0.54 2.23% 24.24 25.36 23.66
Nov 13, 2023 23.11 0.43 1.90% 22.68 23.34 22.54
Nov 10, 2023 22.95 0.36 1.59% 22.59 23.09 22.19
Nov 9, 2023 22.80 -0.18 -0.78% 22.98 23.18 22.45
Nov 8, 2023 23.12 0.70 3.12% 22.42 23.24 22.42
Nov 7, 2023 23.27 0.59 2.60% 22.68 23.52 22.68
Nov 6, 2023 23.53 0.33 1.42% 23.20 23.85 23.20
Nov 3, 2023 23.95 0.05 0.21% 23.90 24.55 23.90
Nov 2, 2023 23.38 1.42 6.47% 21.96 23.49 21.96
Nov 1, 2023 22.01 0.42 1.95% 21.59 22.16 21.58

United Community Banks Events

Time (UTC) Country Event
Monday, January 15, 2024

Time (UTC)

21:00

Country

US

Event

Q4 2023 United Community Banks Inc Earnings Release
Q4 2023 United Community Banks Inc Earnings Release

Forecast

-

Previous

-
Tuesday, April 16, 2024

Time (UTC)

10:59

Country

US

Event

Q1 2024 United Community Banks Inc Earnings Release
Q1 2024 United Community Banks Inc Earnings Release

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net Income Before Taxes 356.002 347.763 209.445 238.712 215.926
Net Income After Taxes 277.472 269.801 164.089 185.721 166.111
Net Income Before Extra. Items 277.472 269.801 164.089 185.721 166.111
Net Income 277.472 269.801 164.089 185.721 166.111
Total Adjustments to Net Income -8.337 -8.532 -4.82 -1.375 -1.184
Income Available to Common Excl. Extra. Items 269.135 261.269 159.269 184.346 164.927
Income Available to Common Incl. Extra. Items 269.135 261.269 159.269 184.346 164.927
Diluted Net Income 269.135 261.269 159.269 184.346 164.927
Diluted Weighted Average Shares 106.778 88.097 83.248 79.708 79.671
Diluted EPS Excluding Extraordinary Items 2.52051 2.9657 1.91319 2.31277 2.0701
Dividends per Share - Common Stock Primary Issue 0.86 0.78 0.72 0.68 0.58
Diluted Normalized EPS 2.74173 3.1603 2.97978 2.38018 2.12238
Interest Income, Bank 813.155 578.794 557.996 552.706 500.08
Total Interest Expense 60.798 29.76 56.237 83.312 61.33
Net Interest Income 752.357 549.034 501.759 469.394 438.75
Loan Loss Provision 63.913 -37.55 13.15 9.5
Net Interest Income after Loan Loss Provision 688.444 586.584 501.759 456.244 429.25
Non-Interest Income, Bank 137.707 157.818 156.109 104.713 92.961
Non-Interest Expense, Bank -470.149 -396.639 -448.423 -322.245 -306.285
Total Extraordinary Items 0 0
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Net Income Before Taxes 59.791 81.513 80.091 106.082 103.549
Net Income After Taxes 47.866 63.288 62.3 81.45 81.161
Net Income Before Extra. Items 47.866 63.288 62.3 81.45 81.161
Net Income 47.866 63.288 62.3 81.45 81.161
Total Adjustments to Net Income -1.091 -2.061 -2.058 -2.173 -2.126
Income Available to Common Excl. Extra. Items 46.775 61.227 60.242 79.277 79.035
Income Available to Common Incl. Extra. Items 46.775 61.227 60.242 79.277 79.035
Diluted Net Income 46.775 61.227 60.242 79.277 79.035
Diluted Weighted Average Shares 119.624 115.869 115.715 106.916 106.8
Diluted EPS Excluding Extraordinary Items 0.39102 0.52842 0.52061 0.74149 0.74003
Dividends per Share - Common Stock Primary Issue 0.23 0.23 0.23 0.22 0.22
Diluted Normalized EPS 0.48438 0.56695 0.61209 0.75826 0.75998
Interest Income, Bank 323.147 295.775 279.487 240.831 213.887
Total Interest Expense 120.591 95.489 68.017 30.943 14.113
Net Interest Income 202.556 200.286 211.47 209.888 199.774
Loan Loss Provision 30.268 22.753 21.783 19.831 15.392
Net Interest Income after Loan Loss Provision 172.288 177.533 189.687 190.057 184.382
Non-Interest Income, Bank 31.977 36.387 30.209 33.354 31.922
Non-Interest Expense, Bank -144.474 -132.407 -139.805 -117.329 -112.755
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Assets 24008.9 20946.8 17794.4 12916 12573.2
Property/Plant/Equipment, Total - Net 338.459 274.717 249.887 235.876 206.14
Property/Plant/Equipment, Total - Gross 501.446 424.082 391.458 371.377 331.25
Accumulated Depreciation, Total -162.987 -149.365 -141.571 -135.501 -125.11
Intangibles, Net 28.074 20.4 14.014 342.247 324.072
Other Long Term Assets, Total 129.313 41.322 38.411 34.059 64.224
Other Assets, Total 348.227 224.777 242.679 183.895 190.163
Accrued Expenses 298.564 210.842 198.527 154.9 127.503
Total Liabilities 21308.2 18724.5 15786.8 11280.3 11115.6
Total Long Term Debt 324.663 247.36 326.956 212.664 267.189
Long Term Debt 324.663 247.36 326.956 212.664 267.189
Other Liabilities, Total 99.543 25.145 29.003 15.516 26.433
Total Equity 2700.67 2222.25 2007.53 1635.69 1457.55
Preferred Stock - Non Redeemable, Net 96.422 96.422 96.422
Common Stock 106.223 89.35 86.675 79.014 79.234
Additional Paid-In Capital 2306.37 1721.01 1639 1496.64 1499.58
Retained Earnings (Accumulated Deficit) 521.151 341.942 147.724 51.643 -79.675
Other Equity, Total -329.488 -26.476 37.71 8.394 -41.589
Total Liabilities & Shareholders’ Equity 24008.9 20946.8 17794.4 12916 12573.2
Total Common Shares Outstanding 106.223 89.3498 86.6753 79.0137 79.2341
Total Preferred Shares Outstanding 0.004 0.004 0.004
Goodwill, Net 751.174 452.007 367.809
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total Assets 26869.2 26120.2 25871.8 24008.9 23687.9
Property/Plant/Equipment, Total - Net 371.435 353.317 336.617 338.459 288.597
Intangibles, Net 74.228 61.105 64.526 28.074 29.694
Other Long Term Assets, Total 129.313
Other Assets, Total 660.233 610.287 571.244 348.227 538.765
Accrued Expenses 465.381 437.864 427.105 298.564 407.488
Total Liabilities 23685.4 23014.6 22793.7 21308.2 21053.1
Total Long Term Debt 324.786 324.754 324.729 324.663 324.515
Long Term Debt 324.786 324.754 324.729 324.663 324.515
Other Liabilities, Total 99.543
Total Equity 3183.82 3105.59 3078.12 2700.67 2634.71
Preferred Stock - Non Redeemable, Net 90.283 96.165 96.422 96.422 96.422
Common Stock 118.976 115.266 115.152 106.223 106.163
Additional Paid-In Capital 2697.67 2610.52 2606.4 2306.37 2304.51
Retained Earnings (Accumulated Deficit) 609.399 589.544 554.583 521.151 464.754
Other Equity, Total -332.505 -305.907 -294.437 -329.488 -337.143
Total Liabilities & Shareholders’ Equity 26869.2 26120.2 25871.8 24008.9 23687.9
Total Common Shares Outstanding 118.976 115.266 115.152 106.223 106.163
Total Preferred Shares Outstanding 0.00375 0.004 0.004 0.004 0.004
Goodwill, Net 919.914 896.718 896.718 751.174 751.174
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 277.472 269.801 164.089 185.721 166.111
Cash From Operating Activities 607.307 359.32 158.681 153.933 270.006
Cash From Operating Activities 23.952 30.971
Deferred Taxes 10.918 20.787 2.668 14.909 32.63
Non-Cash Items 55.405 4.491 -0.699 9.36 5.905
Cash Taxes Paid 58.713 32 36.536 33.776 7.88
Cash Interest Paid 50.499 55.754 59.967 85.973 56.83
Changes in Working Capital 263.512 64.241 -7.377 -80.009 34.389
Cash From Investing Activities -2020.18 -1806.4 -1580.56 163.218 -359.475
Capital Expenditures -42.704 -26.483 -18.462 -20.944 -17.617
Other Investing Cash Flow Items, Total -1977.48 -1779.92 -1562.1 184.162 -341.858
Cash From Financing Activities -258.783 2156.97 2515.29 -129.21 102.459
Financing Cash Flow Items -325.083 2325.76 2402.23 -10.285 381.838
Total Cash Dividends Paid -93.758 -73.79 -62.445 -53.044 -41.634
Issuance (Retirement) of Stock, Net 1.125 -14.364 76.957 -10.615 0.821
Issuance (Retirement) of Debt, Net 158.933 -80.632 98.552 -55.266 -238.566
Net Change in Cash -1671.66 709.891 1093.41 187.941 12.99
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 62.3 277.472 196.022 114.861 48.019
Cash From Operating Activities 90.093 607.307 508.402 347.41 200.476
Deferred Taxes 8.103 10.918 6.063 4.361 2.309
Non-Cash Items 14.608 55.405 41.356 26.947 13.934
Changes in Working Capital 5.082 263.512 264.961 201.241 136.214
Cash From Investing Activities 181.295 -2020.18 -1843.64 -1533.7 -902.365
Capital Expenditures -22.602 -42.704 -26.3 -16.774 -7.314
Other Investing Cash Flow Items, Total 203.897 -1977.48 -1817.34 -1516.93 -895.051
Cash From Financing Activities -140.56 -258.783 -499.251 83.491 290.043
Financing Cash Flow Items 176.507 -325.083 -431.398 127.15 309.565
Total Cash Dividends Paid -25.393 -93.758 -68.413 -44.132 -19.868
Issuance (Retirement) of Stock, Net 1.058 1.125 0.56 0.473 0.346
Issuance (Retirement) of Debt, Net -292.732 158.933 0 0 0
Net Change in Cash 130.828 -1671.66 -1834.49 -1102.8 -411.846
Cash Taxes Paid 58.713
Cash Interest Paid 50.499
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
BlackRock Institutional Trust Company, N.A. Investment Advisor 13.3244 15852786 -70545 2023-06-30 LOW
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 10.9227 12995302 -79887 2023-06-30 LOW
State Street Global Advisors (US) Investment Advisor/Hedge Fund 4.5849 5454934 325590 2023-06-30 LOW
Fidelity Management & Research Company LLC Investment Advisor 4.4828 5333444 1842966 2023-06-30 LOW
Neuberger Berman, LLC Investment Advisor/Hedge Fund 3.2759 3897474 -680805 2023-06-30 LOW
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 3.0084 3579229 168755 2023-06-30 LOW
EARNEST Partners, LLC Investment Advisor/Hedge Fund 2.7632 3287505 -172009 2023-06-30 LOW
Principal Global Investors (Equity) Investment Advisor 2.0875 2483657 -513038 2023-06-30 LOW
Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 1.9772 2352380 99285 2023-06-30 LOW
Snyder Capital Management, L.P. Investment Advisor 1.9489 2318659 -7412 2023-06-30 LOW
Fidelity Institutional Asset Management Investment Advisor 1.7381 2067887 177686 2023-06-30 LOW
Macquarie Investment Management Investment Advisor 1.6722 1989505 25186 2023-06-30 LOW
Wellington Management Company, LLP Investment Advisor/Hedge Fund 1.6691 1985837 -337703 2023-06-30 LOW
Janus Henderson Investors Investment Advisor/Hedge Fund 1.4811 1762189 279695 2023-06-30 LOW
MFS Investment Management Investment Advisor/Hedge Fund 1.2664 1506702 423472 2023-06-30 LOW
Goldman Sachs Asset Management, L.P. Investment Advisor 1.0889 1295541 -145194 2023-06-30 LOW
Charles Schwab Investment Management, Inc. Investment Advisor 0.9172 1091211 57379 2023-06-30 LOW
Fisher Investments Investment Advisor/Hedge Fund 0.9087 1081129 275095 2023-06-30 LOW
Northern Trust Investments, Inc. Investment Advisor/Hedge Fund 0.8974 1067706 -81042 2023-06-30 LOW
Victory Capital Management Inc. Investment Advisor/Hedge Fund 0.8805 1047597 -18684 2023-06-30 LOW

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United Community Banks Company profile

About United Community Banks, Inc.

United Community Banks, Inc. (United) is a bank holding company. United conducts its operations in Georgia, South Carolina, North Carolina, Tennessee, and Florida markets. It operates principally through United Community Bank, its bank subsidiary, is a Georgia state chartered commercial bank that serves both rural and metropolitan markets. It provide an array of commercial and consumer banking services, including checking, savings and time deposit accounts, secured and unsecured loans, mortgage loans, payment services, wire transfers, wealth management, trust services, private banking, investment advisory services, insurance, and other related financial services to its customers. It operates as a locally focused community bank to deliver products and services to customers. The principal sources of funds for its lending activities are customer deposits, repayment of loans, and the sale and maturity of investment securities. Aquesta Financial Holdings, Inc. is the subsidiary of United.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, United Community Banks, Inc. interest income increased 4% to $578.8M. Net interest income after loan loss provision increased 17% to $586.6M. Net income applicable to common stockholders increased 64% to $261.3M. Net interest income after loan loss provision reflects Loans, including fees increase of 2% to $505.7M, Investment securities, including tax exe increase of 13% to $62M.

Equity composition

Common Stock $1 Par, 06/11, 100M auth., 20,913,712 issd. Insiders own 3.04%. IPO: 3/02. Preferred Stock A, $1 Par, 10M auth., 21,700 issd. 12/08, 0.7692% Stock Dividend. 03/09 0.7692% stock dividend. 06/09, 0.76923% stock dividend. 09/09, 0.76923% stock dividend. Pref Stock B, $1 Par, 10M auth, 180K issd. 06/11, 1-for-5 Reverse split.

Industry: Corporate Banks

2 West Washington Street
Suite 700
GREENVILLE
SOUTH CAROLINA 29601
US

Income Statement

  • Annual
  • Quarterly

News

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12:55, 28 November 2023
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10:48, 21 November 2023

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Gold prices have declined despite a drop in Treasury yields and a weaker US Dollar. We look at the key drivers and technical levels for the gold price.

13:17, 20 November 2023

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