CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.1% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
US English
41.69
0.1%
Market Trading Hours* (UTC) Opens on Tuesday at 14:30

Mon - Fri: 14:30 - 21:00

  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading сonditions
Spread 0.11
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026179 %
Charges from full value of position ($-4.97)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026179%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003957 %
Charges from full value of position ($0.75)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003957%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Synchrony Financial ESG Risk Ratings

High Medium Low Negligible

‘B’ score indicates good relative ESG performance and above average degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 41.73
Open* 41.69
1-Year Change* 46.49%
Day's Range* 41.38 - 41.85
52 wk Range 26.59-39.34
Average Volume (10 days) 4.58M
Average Volume (3 months) 90.14M
Market Cap 14.80B
P/E Ratio 6.61
Shares Outstanding 418.18M
Revenue 19.87B
EPS 5.41
Dividend (Yield %) 2.79564
Beta 1.62
Next Earnings Date Jan 23, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Mar 15, 2024 41.73 -0.57 -1.35% 42.30 43.32 41.46
Mar 14, 2024 43.19 -0.30 -0.69% 43.49 43.78 42.98
Mar 13, 2024 43.40 0.34 0.79% 43.06 43.48 43.01
Mar 12, 2024 43.07 0.48 1.13% 42.59 43.35 42.31
Mar 11, 2024 42.49 0.58 1.38% 41.91 42.68 41.62
Mar 8, 2024 42.09 0.51 1.23% 41.58 42.25 41.53
Mar 7, 2024 41.50 0.17 0.41% 41.33 41.77 41.26
Mar 6, 2024 41.22 0.37 0.91% 40.85 41.30 40.12
Mar 5, 2024 40.78 0.48 1.19% 40.30 41.96 39.99
Mar 4, 2024 40.58 -0.22 -0.54% 40.80 41.17 40.51
Mar 1, 2024 40.98 -0.20 -0.49% 41.18 41.23 40.70
Feb 29, 2024 41.16 0.25 0.61% 40.91 41.27 40.76
Feb 28, 2024 40.82 0.18 0.44% 40.64 41.18 40.52
Feb 27, 2024 40.94 1.21 3.05% 39.73 41.04 39.73
Feb 26, 2024 39.86 0.12 0.30% 39.74 40.47 39.74
Feb 23, 2024 40.05 0.30 0.75% 39.75 40.40 39.68
Feb 22, 2024 39.64 0.07 0.18% 39.57 40.09 39.20
Feb 21, 2024 39.60 -0.40 -1.00% 40.00 40.12 39.33
Feb 20, 2024 40.43 1.29 3.30% 39.14 40.86 39.14
Feb 16, 2024 39.51 0.08 0.20% 39.43 39.97 39.33

Synchrony Financial Events

Time (UTC) Country Event
Wednesday, April 17, 2024

Time (UTC)

10:00

Country

US

Event

Q1 2024 Synchrony Financial Earnings Release
Q1 2024 Synchrony Financial Earnings Release

Forecast

-

Previous

-
Friday, May 17, 2024

Time (UTC)

15:00

Country

US

Event

Synchrony Financial Annual Shareholders Meeting
Synchrony Financial Annual Shareholders Meeting

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net Income Before Taxes 3962 5503 1797 4887 3644
Net Income After Taxes 3016 4221 1385 3747 2790
Net Income Before Extra. Items 3016 4221 1385 3747 2790
Net Income 3016 4221 1385 3747 2790
Income Available to Common Excl. Extra. Items 2974 4179 1343 3747 2790
Income Available to Common Incl. Extra. Items 2974 4179 1343 3747 2790
Diluted Net Income 2974 4179 1343 3747 2790
Diluted Weighted Average Shares 483.4 569.3 590.8 673.5 746.9
Diluted EPS Excluding Extraordinary Items 6.15225 7.34059 2.27319 5.56347 3.73544
Dividends per Share - Common Stock Primary Issue 0.91 0.88 0.88 0.87 0.78
Diluted Normalized EPS 6.15225 7.40796 3.82169 5.56347 3.73544
Interest Income, Bank 17146 15271 16067 19090 17988
Total Interest Expense 1521 1032 1665 2291 1870
Net Interest Income 15625 14239 14402 16799 16118
Loan Loss Provision 3375 726 4210 4180 5545
Net Interest Income after Loan Loss Provision 12250 13513 10192 12619 10573
Non-Interest Income, Bank 380 481 405 371 265
Non-Interest Expense, Bank -8668 -8491 -8800 -8103 -7194
Total Extraordinary Items
Total Adjustments to Net Income -42 -42 -42
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Net Income Before Taxes 833 742 790 741 922
Net Income After Taxes 628 569 601 577 703
Net Income Before Extra. Items 628 569 601 577 703
Net Income 628 569 601 577 703
Total Adjustments to Net Income -10 -10 -11 -10 -11
Income Available to Common Excl. Extra. Items 618 559 590 567 692
Income Available to Common Incl. Extra. Items 618 559 590 567 692
Diluted Net Income 618 559 590 567 692
Diluted Weighted Average Shares 418.4 424.2 437.2 448.6 470.7
Diluted EPS Excluding Extraordinary Items 1.47706 1.31777 1.3495 1.26393 1.47015
Dividends per Share - Common Stock Primary Issue 0.25 0.25 0.23 0.23 0.23
Diluted Normalized EPS 1.47706 1.31777 1.3495 1.26393 1.47015
Interest Income, Bank 5354 5021 4786 4708 4342
Total Interest Expense 992 901 735 602 414
Net Interest Income 4362 4120 4051 4106 3928
Loan Loss Provision 1488 1383 1290 1201 929
Net Interest Income after Loan Loss Provision 2874 2737 2761 2905 2999
Non-Interest Income, Bank 92 61 65 30 44
Non-Interest Expense, Bank -2133 -2056 -2036 -2194 -2121
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total Assets 104564 95748 95948 104826 106792
Goodwill, Net 1105 1105 1078 1078 1024
Intangibles, Net 1287 1168 1125 1265 1137
Other Assets, Total 4056 3442 3145 2087 2461
Accrued Expenses 5765 5316 4690 4718 4099
Total Liabilities 91691 82093 83247 89738 92114
Total Long Term Debt 14191 14507 15775 19866 23996
Long Term Debt 14191 14507 15775 19866 23996
Total Equity 12873 13655 12701 15088 14678
Common Stock 1 1 1 1 1
Additional Paid-In Capital 9718 9669 9570 9537 9482
Retained Earnings (Accumulated Deficit) 16716 14245 10621 12117 8986
Treasury Stock - Common -14171 -10925 -8174 -7243 -3729
Unrealized Gain (Loss) -93 4 25 -1 -32
Other Equity, Total -32 -73 -76 -57 -30
Total Liabilities & Shareholders’ Equity 104564 95748 95948 104826 106792
Total Common Shares Outstanding 438.217 526.83 584.01 615.925 718.759
Preferred Stock - Non Redeemable, Net 734 734 734 734
Total Preferred Shares Outstanding 0.75 0.75 0.75 0.75
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Total Assets 112939 108697 107853 104564 100766
Goodwill, Net 1105 1105 1105 1105 1105
Intangibles, Net 1169 1226 1297 1287 1033
Other Assets, Total 4443 4369 4528 4056 4674
Accrued Expenses 5875 5321 5301 5765 5029
Total Liabilities 99172 95317 94660 91691 87754
Total Long Term Debt 15231 14231 14934 14191 14321
Long Term Debt 15231 14231 14934 14191 14321
Total Equity 13767 13380 13193 12873 13012
Preferred Stock - Non Redeemable, Net 734 734 734 734 734
Common Stock 1 1 1 1 1
Additional Paid-In Capital 9750 9727 9705 9718 9685
Retained Earnings (Accumulated Deficit) 18338 17828 17369 16716 16252
Treasury Stock - Common -14960 -14814 -14514 -14171 -13473
Unrealized Gain (Loss) -62 -65 -69 -93 -106
Other Equity, Total -34 -31 -33 -32 -81
Total Liabilities & Shareholders’ Equity 112939 108697 107853 104564 100766
Total Common Shares Outstanding 413.785 418.109 428.448 438.217 458.904
Total Preferred Shares Outstanding 0.75 0.75 0.75 0.75 0.75
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 3016 4221 1385 3747 2790
Cash From Operating Activities 6694 7099 7487 8990 9342
Cash From Operating Activities 419 390 383 367 302
Deferred Taxes -421 219 -602 23 -53
Cash Taxes Paid 1290 1112 847 1017 772
Cash Interest Paid 1356 1034 1691 2272 1815
Changes in Working Capital 3680 2269 6321 4853 6303
Cash From Investing Activities -10234 -4814 -498 -261 -19036
Other Investing Cash Flow Items, Total -10234 -4814 -498 -261 -19036
Cash From Financing Activities 5284 -5204 -8031 -6458 8253
Financing Cash Flow Items 9409 -505 -2376 1154 7475
Total Cash Dividends Paid -476 -542 -562 -581 -534
Issuance (Retirement) of Stock, Net -3320 -2876 -985 -2884 -1868
Issuance (Retirement) of Debt, Net -329 -1281 -4108 -4147 3180
Net Change in Cash 1744 -2919 -1042 2271 -1441
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 601 3016 2439 1736 932
Cash From Operating Activities 1886 6694 4847 3213 1396
Cash From Operating Activities 111 419 318 213 107
Deferred Taxes -88 -421 -185 -74 49
Changes in Working Capital 1262 3680 2275 1338 308
Cash From Investing Activities 692 -10234 -3376 766 1818
Other Investing Cash Flow Items, Total 692 -10234 -3376 766 1818
Cash From Financing Activities 2912 5284 2904 -1875 -976
Financing Cash Flow Items 2687 9409 6081 2394 1266
Total Cash Dividends Paid -111 -476 -363 -243 -124
Issuance (Retirement) of Stock, Net -404 -3320 -2619 -1669 -968
Issuance (Retirement) of Debt, Net 740 -329 -195 -2357 -1150
Net Change in Cash 5490 1744 4375 2104 2238
Investor Name Investor Type Percent Outstanding Shares Held Shares change Holdings Date Turnover Rating
The Vanguard Group, Inc. Investment Advisor/Hedge Fund 13.1253 54312913 -2498451 2023-06-30 LOW
Capital World Investors Investment Advisor 10.896 45088025 0 2023-06-30 LOW
Managed Account Advisors LLC Investment Advisor 5.7394 23749709 11424597 2023-06-30 LOW
BlackRock Institutional Trust Company, N.A. Investment Advisor 5.3587 22174434 -659220 2023-06-30 LOW
State Street Global Advisors (US) Investment Advisor/Hedge Fund 4.8209 19949193 -284868 2023-06-30 LOW
Geode Capital Management, L.L.C. Investment Advisor/Hedge Fund 2.2235 9201080 -37665 2023-06-30 LOW
PAR Capital Management, Inc. Hedge Fund 2.0299 8400000 104543 2023-06-30 LOW
Southpoint Capital Advisors LP Hedge Fund 1.7641 7300000 -200000 2023-06-30 HIGH
First Trust Advisors L.P. Investment Advisor 1.6866 6979209 188179 2023-06-30 MED
Goldman Sachs Asset Management, L.P. Investment Advisor 1.6012 6625875 -988540 2023-06-30 LOW
Dimensional Fund Advisors, L.P. Investment Advisor/Hedge Fund 1.5568 6442001 -443843 2023-06-30 LOW
Arrowstreet Capital, Limited Partnership Investment Advisor/Hedge Fund 1.5426 6383509 543148 2023-06-30 MED
BofA Global Research (US) Research Firm 1.4668 6069793 1659156 2023-06-30 LOW
BlackRock Investment Management (UK) Ltd. Investment Advisor/Hedge Fund 1.229 5085745 290985 2023-06-30 LOW
AQR Capital Management, LLC Investment Advisor/Hedge Fund 1.18 4882784 118620 2023-06-30 LOW
Norges Bank Investment Management (NBIM) Sovereign Wealth Fund 1.1121 4601959 158593 2022-12-31 LOW
BlackRock Asset Management Ireland Limited Investment Advisor 1.1035 4566530 1109664 2023-06-30 LOW
Legal & General Investment Management Ltd. Investment Advisor/Hedge Fund 0.9571 3960392 15095 2023-06-30 LOW
Invesco Capital Management LLC Investment Advisor 0.8804 3643246 -1023702 2023-06-30 LOW
Columbia Threadneedle Investments (US) Investment Advisor/Hedge Fund 0.8337 3449788 1636153 2023-06-30 LOW

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Synchrony Financial Company profile

About Synchrony Financial

Synchrony Financial is a consumer financial services company. The Company provides a range of credit products through programs it has established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. The Company's revenue activities are managed through three sales platforms: Retail Card, Payment Solutions and CareCredit. It offers its credit products through its subsidiary, Synchrony Bank (the Bank). Through the Bank, it offers a range of deposit products insured by the Federal Deposit Insurance Corporation (FDIC), including certificates of deposit, individual retirement accounts (IRAs), money market accounts and savings accounts. The Company offers three types of credit products: credit cards, commercial credit products and consumer installment loans. The Company also offers a debt cancellation product. It offers two types of credit cards: private label credit cards and Dual Cards.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Synchrony Financial interest income decreased 5% to $15.27B. Net interest income after loan loss provision increased 33% to $13.51B. Net income applicable to common stockholders increased from $1.34B to $4.18B. Net interest income after loan loss provision reflects Net Interest Margin - Total - % increase of 3% to 14.74%, Net Interest Spread - Total - % increase of 4% to 14.44%.

Industry: Consumer Lending (NEC)

777 Long Ridge Rd
STAMFORD
CONNECTICUT 06902-1250
US

Income Statement

  • Annual
  • Quarterly

News

Bank of Japan Preview: will the BOJ end negative interest rates?

The Bank of Japan meets on Tuesday 19th of March. We preview what to expect from the BOJ decision and how it might impact the USD/JPY and Nikkei 225.

08:44, 18 March 2024

Higher CPI leaves traders unfazed as US equities continue to build momentum

The latest US CPI reading hasn’t gone how the Federal would have hoped. Consumer prices came in higher than expected in February for the third month in a row.

12:42, 15 March 2024

Four reasons why Bitcoin is surging to record highs

Bitcoin has surged to record highs. We discuss the four factors pushing Bitcoin higher and analyse the technicals of the cryptocurrency’s technicals.

10:18, 14 March 2024

China’s National People’s Congress: The markets have again been left wanting more

China’s National People’s Congress (NPC) is underway, and the markets have so far been disappointed by what’s been delivered by the country’s central government. We look at some of the significant takeaways from the event, discuss China’s current economic conditions, and analyse the China A50.

08:23, 8 March 2024
Facade on the Federal Reserve Building in Washington DC

Central Banks: which one will cut first?

Central banks dominate the calendar in March and markets try to anticipate which one will be the first one to cut

13:14, 6 March 2024

Nvidia (NVDA) confronts high expectations for Q4 results

Nvidia is arguably the hottest company on the planet. The company reports its Q4 results after the closing bell on Wednesday, the 21st of February. We preview what to expect from Nvidia’s earnings and analyse the technicals of its stock price.

12:13, 20 February 2024

UK Bank Earnings: What to expect from Lloyds, Barclays and HSBC?

UK banks will be in the spotlight in the week ahead as the European earnings season continues

16:38, 16 February 2024

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