1. Introduction

These Terms and Conditions ("Terms") govern participation in the Professional Client Reward Programme (“New Client Programme”) and the  Professional Client Referral Programme ("Referral Programme") offered by Capital Com (UK) Limited ("Capital.com", “the Firm”, "we", "us", or "our"). By participating in the Programme(s), any client who is a referrer, referred client or new client (collectively, the "Participants") agrees to be bound by these Terms. The Programmes are exclusively available to clients classified as Professional Clients under the FCA Conduct of Business Rules.

These Terms shall be read in conjunction with the Capital.com Terms and Policies available at https://capital.com/en-gb/terms-and-policies. All the terms not defined in these Terms shall have the meanings ascribed to them in the Capital.com Terms and Policies

2. Programmes Overview

The New Client Programme is open to new clients of the Firm who are already classified as Professional Clients at another UK financial services entity that is regulated by the Financial Conduct Authority (“FCA”), and can provide evidence of this classification ("New Professional Clients"). New Professional Clients must initially be onboarded as Retail Clients, before receiving approval for Professional Client status. Subject to meeting the criteria outlined herein, New Professional Clients may receive a reward of up to £10,000.

The Referral Programme is open to existing clients of the Firm classified as Professional Clients ("Referrers") to refer other New Professional Clients to the firm. Referred clients ("Referred Clients") must initially be onboarded as Retail Clients. Subject to meeting the criteria outlined herein, the Referrer may receive a reward of up to £5,000 per each Referred Client and the Referred Client may receive a reward of up to £10,000.

3. Eligibility Criteria

3.1 New Professional Client Eligibility

The New Professional Client must:

(a) Be a new client, never having held an active Capital.com trading account of any kind, at either the Firm or its affiliated entities; and

(b) Be an individual who is aged 18 years or older and resident in the UK or other territories accepted for onboarding to the Firm; and

(c) Be initially onboarded as a Retail Client and successfully complete all KYC/AML onboarding checks; and

(d) Deposit a minimum amount of money to their account according to the Capital.com Terms and Policies within these Programmes` term; and

(e) Apply for and receive approval for Professional Client status from the Firm within ninety (90) calendar days of account opening; and

(f) Submit acceptable evidence confirming that they were previously classified as a Professional Client at another FCA-regulated investment firm, to the satisfaction of the Firm; and

(g) Not be a Referred Client under these Terms.

3.2 Referrer Eligibility

The Referrer must:

(a) Hold an active Capital Com trading account classified as a Professional Client at the time of referral and reward qualification; and

(b) Not reside at the same address, or share the same IP address, device, or payment method with the Referred Client; and

(c) Not have any ownership or financial interest in the Referred Client’s account or related entity.

3.3 Referred Client Eligibility

The Referred Client must:

(a) Be a new client, never having held an active Capital.com trading account of any kind, at either the Firm or its affiliated entities; and

(b) Be an individual who is aged 18 years or older and resident in the UK or other territories accepted for onboarding to the Firm; and

(c) Be initially onboarded as a Retail Client using the unique referral URL shared by the Referrer and successfully complete all KYC/AML onboarding checks; and

(d) Deposit a minimum amount of money to their account according to the Capital.com Terms and Policies within these Programmes` term; and

(e) Apply for and receive approval for Professional Client status from the firm within ninety (90) calendar days of account opening; and

(f) Submit acceptable evidence confirming that they are currently classified as a Professional Client at another regulated investment firm, to the satisfaction of the Firm; and

(g) Not be a New Professional Client under these Terms.

4. Reward Structure

4.1 New Professional Client Reward

Upon satisfaction of the conditions set out in Clause 3.1, the New Professional Client shall be entitled to the following:

(a) Tier 1 – Initial Reward: £1,000 upon the New Professional Client being successfully reclassified as a Professional Client, meeting all conditions in Clause 3.1(d)-(g), and meeting the minimum Tier 1 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening;

(b) Tier 2 – Additional Reward: £9,000 upon the New Professional Client completing Tier 1 and meeting the minimum Tier 2 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening.

4.2 Referrer Reward

Upon satisfaction of the conditions set out in Clauses 3.2 and 3.3, the Referrer shall be entitled to the following:

(a) Tier 1 – Initial Reward: £500 upon the Referred Client being successfully reclassified as a Professional Client, meeting all conditions in Clause 3.3(d)-(g), and meeting the minimum Tier 1 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening;

(b) Tier 2 – Additional Reward: £4,500 upon the Referred Client completing Tier 1 and meeting the minimum Tier 2 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening.

The maximum reward payable to the Referrer is £5,000 per Referred Client, up to a maximum of five (5) Referred Clients, subject to extension at the discretion of the Firm. A Referrer may refer as many prospective clients as they wish, however the total maximum reward payable to any Referrer is limited to £25,000.

4.3 Referred Client Reward

Upon satisfaction of the conditions set out in Clause 3.3, the Referred Client shall be entitled to the following:

(a) Tier 1 – Initial Reward: £1,000 upon the Referred Client being successfully reclassified as a Professional Client, meeting all conditions in Clause 3.3(d)-(g), and meeting the minimum Tier 1 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening; ;

(b) Tier 2 – Additional Reward: £9,000 upon the Referred Client completing Tier 1 and meeting the minimum Tier 2 trading volume threshold as determined by the Firm in Clause 10, within ninety (90) calendar days of account opening.

4.4 Reward Conditions

Payment of any reward is subject to the following conditions: 

(a) All payments are contingent upon our acceptance of your submission of verifiable documentation demonstrating prior professional classification at another FCA-regulated firm.

(b) The reward shall only be credited following completion of all onboarding, classification, Know Your Customer, Anti-Money Laundering and trading verification steps that may be required.

(c) The Firm reserves the right to withhold or recover any payment if any eligibility condition is not met, or if fraud, misrepresentation, or market abuse is suspected, or a Participant has obtained an unfair or unintended advantage pursuant to these Programmes.

(d) If any restrictions apply to the account of a Participant, no payment will be made until the restrictions have been lifted. No payment will be made if the account of a Participant is closed for any reason.

(e) You can only refer an individual to Capital.com once. No payment will be made for additional referrals of the same Referred Client.

(f) Employees of Capital.com, or any of its affiliated entities are not eligible for these Programmes. Employees of any other company that is engaged in direct competition with Capital.com or any of its affiliated entities, or members of the same household of such employees, are not eligible for these Programmes.

(g) An individual can only be eligible for either the New Professional Client Reward or the Referred Client Reward, and cannot be paid both. For the avoidance of doubt, either a New Professional Client or a Referred Client is eligible to refer other new clients and receive a Referrer Reward, provided that they comply with the Terms herein.

5. Reward Disbursement

All rewards shall be calculated monthly and credited to the eligible Participant’s trading account after the first working day of the month following verification of all qualifying activities. The Firm reserves the right to delay payment pending additional due diligence, account verification, or for any other reason.

6. Prohibited Conduct

The following conduct shall render a Participant ineligible and may result in forfeiture of rewards:

(a) Self-referrals or duplicate identities;
(b) Use of shared IP addresses, devices, or payment credentials between Participants;
(c) Participants that originate from the same household or registered address;
(d) Wash trading, artificial volume generation, coordinated or fraudulent trading activity, or any other conduct intended to manipulate the Programmes;
(e) Sharing of referral links on public sites in order to obtain an unintended advantage; and 
(f) Any conduct that violates the Firm’s Terms and Conditions.

The Firm employs transaction monitoring and behavioural analytics to detect such activity. The Programmes and any obligations of Capital.com pursuant to them will be revoked or withdrawn from Participants who abuse the spirit or intention of them. We reserve the right to review and investigate any activities and to cancel or withdraw the Programmes at any time in case of any suspected abuse.

Where any of these Terms are breached, or if we believe that any of the terms and conditions of your account with us have been breached in any way, or you no longer have an account with us or there is any reason to suspect a Participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to these Programmes, we reserve the right to stop, withhold or withdraw payment of any reward or to prevent any attempted withdrawal of the same from your accounts, or deduct an equivalent amount from any of your accounts.

7. Effective Dates, Termination and Amendments

These Programmes are effective from 10 July 2025, and expire on 31 December 2026, or such other expiry date as may be communicated on our website or notified to our clients.

The Firm reserves the right to amend, suspend, or terminate the Programme at any time without prior notice. Any such changes will not affect rewards already granted in accordance with the Terms.

We are the sole arbiter of the Programmes, these Terms and any other issues arising under these Programmes. Exceptions to these Terms, disputes or situations not covered by these Terms will be handled at the sole discretion of Capital.com’s management, and our decision is final.

8. Taxation

Participants are solely responsible for any tax liabilities arising from the receipt of rewards under this Programme. The Firm accepts no liability in this regard.

9. Our Liability

We will not be held liable for any losses incurred by any Participant as a result of your (or their) trading or in relation to these Programmes except where such loss is a result of our negligence or wilful misconduct. Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading spread bets and CFDs with this provider. (Data correct as of 10 July 2025). You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Professional clients can lose more money than they deposit. All trading involves risk. Please ensure you fully understand the risks and take care to manage your exposure.

We will not be held liable for any Participant’s inability to satisfy the eligibility requirements of these Programmes or inability to trade, whether as the result of any technical malfunction of the internet, telecoms and data providers, our trading platforms, your (or their) computing system, or any other restriction, limitation, failure or other event. All Participants accept the risks associated with trading over the internet, mobile applications, and downloadable software.

10. Trading Volume Requirements

10.1 Initial Reward Requirements

In order for Participants to become eligible for the Tier 1 and Tier 2 - Initial and Additional Rewards under Clause 4, New Professional Clients or Referred Clients must successfully execute sufficient orders for at least one of the asset classes listed in the table in Clause 10.2 with Capital.com, in the corresponding notional size. Such trading volumes must:

(a) Be executed on your (or their) account(s) by use of one of the trading platforms offered by the Firm, and be confirmed in a trading confirmation or statement for your (or their) account; and

(b) Not be rejected, voided, rebooked or cancelled by Capital.com; and

(c) Not be booked as the result of a corporate action or other third-party transaction; and

(d) Be executed within ninety (90) calendar days of the Participant’s account opening.

10.2 Minimum Trading Volume Threshold

The minimum trading volume thresholds per asset class are as follows (threshold must exceed at least one of the asset classes):

*Precious Metals include Gold, Silver, Platinum and Palladium.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any disputes arising from or in connection with these Terms or the Programme.

If at any time all or any part of any provision of these Terms are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms.