Palomar Holdings Publishes Third-Quarter 2026 Earnings Call Transcript

By Public Technologies
  • Palomar raised 2026 adjusted net income guidance to $280 million-$285 million from $270 million-$280 million.
  • The November 5 third-quarter earnings call featured CEO Mac Armstrong, CFO Chris Uchida and President Jon Christianson.
  • Adjusted net income rose 47% to $81.3 million; gross written premiums increased 28.4% to $767 million.
  • Management now expects approximately $425 million in annual crop premiums, up from its initial $320 million outlook.
  • Commercial earthquake renewal rates fell approximately 20%, but residential growth helped earthquake premiums increase 3%.


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