Realtor.com says typical Q2 down payment slips to $27,100, lowest since 2021

By Public Technologies
  • News Corp unit Realtor.com reported the typical Q2 2026 down payment fell to $27,100, the lowest Q2 since 2021.
  • Down payments declined 9.2% year over year in dollars, down 0.6 percentage points to 13.7% of purchase price.
  • Affordability strain shifted to financing costs, with estimated monthly principal-and-interest payments up 74% over five years to $2,376.
  • Higher mortgage rates drove the increase, with the 30-year fixed rate at 6.76% in early September versus 2.88% in August 2021.
  • Rising listings, down 3.6% year over year, reduced pricing pressure as median list prices fell 1.3% for a 10th straight month.


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