National Bank Holdings expects USD 46.8 million loan charge-offs, flags USD 4 million investment impairment

By Public Technologies
  • National Bank Holdings flagged material impairments tied to specific commercial loans, primarily in franchise and healthcare, due to third-quarter credit events.
  • USD 65 million of principal expected to be reserved or charged down to about USD 18.2 million.
  • Charge-offs estimated at USD 46.8 million, driving third-quarter provision expense of about USD 38 million to USD 40 million.
  • Additional USD 4 million impairment expected on a FinTech partnership investment, set to reduce non-interest income.
  • After-tax earnings expected to fall by about USD 32 million to USD 34 million, or USD 0.72 to USD 0.76 per diluted share.


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