Trade Credit Acceptance - CACC CFD
Add to favourite- Summary
- Historical Data
- Events
- Income Statement
- Balance Sheet
- Cash Flow
- Ownership
| Spread | 2.13 | ||||||||
|
Long position overnight fee
Long position overnight fee
Go to platform | -0.0308% | ||||||||
|
Short position overnight fee
Short position overnight fee
Go to platform | -0.0137% | ||||||||
| Overnight fee time | 22:00 (UTC) | ||||||||
| Min traded quantity | 1 | ||||||||
| Currency | USD | ||||||||
| Margin | 20% | ||||||||
| Stock exchange | United States of America | ||||||||
| Commission on trade | 0% |
*Information provided by Capital.com
| Prev. Close* | 473.22 |
| Open* | 464.25 |
| 1-Year Change* | -2.08% |
| Day's Range* | 464.25 - 464.25 |
| 52 wk Range | 397.575-699.08 |
| Average Volume (10 days) | 0.12344 |
| Average Volume (3 months) | 1.91729 |
| Market Cap | 6135.75 |
| P/E Ratio | 10.7498 |
| Shares Outstanding | 12924700 |
| Revenue | 1836.6 |
| EPS | 44.1619 |
| Dividend (Yield %) | N/A |
| Beta | 1.36817 |
| Next Earnings Date | Jan 30, 2023 |
All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com
- Last Week
- Last Month
- Last Year
- Last two Years
- Max
- Daily
- Weekly
- Monthly
| Date | Close | Change | Change (%) | Open | High | Low |
|---|---|---|---|---|---|---|
| Dec 2, 2022 | 473.68 | 10.34 | 2.23% | 463.34 | 480.26 | 463.33 |
| Dec 1, 2022 | 473.22 | 7.46 | 1.60% | 465.76 | 476.18 | 462.76 |
| Nov 30, 2022 | 473.52 | 10.19 | 2.20% | 463.33 | 475.76 | 456.98 |
| Nov 29, 2022 | 469.66 | 5.21 | 1.12% | 464.45 | 474.74 | 463.33 |
| Nov 28, 2022 | 465.86 | -7.46 | -1.58% | 473.32 | 476.73 | 462.85 |
| Nov 25, 2022 | 473.32 | -1.42 | -0.30% | 474.74 | 482.26 | 473.32 |
| Nov 23, 2022 | 479.82 | 9.53 | 2.03% | 470.29 | 483.24 | 466.04 |
| Nov 22, 2022 | 474.47 | 3.31 | 0.70% | 471.16 | 481.84 | 470.29 |
| Nov 21, 2022 | 473.26 | 8.63 | 1.86% | 464.63 | 478.34 | 459.76 |
| Nov 18, 2022 | 472.83 | 4.50 | 0.96% | 468.33 | 483.37 | 467.89 |
| Nov 17, 2022 | 475.40 | 14.67 | 3.18% | 460.73 | 477.16 | 459.75 |
| Nov 16, 2022 | 481.20 | -7.11 | -1.46% | 488.31 | 490.00 | 476.15 |
| Nov 15, 2022 | 494.52 | -15.81 | -3.10% | 510.33 | 515.63 | 490.13 |
| Nov 14, 2022 | 502.05 | 2.32 | 0.46% | 499.73 | 515.47 | 497.79 |
| Nov 11, 2022 | 521.63 | 28.64 | 5.81% | 492.99 | 531.36 | 488.64 |
| Nov 10, 2022 | 489.84 | 30.74 | 6.70% | 459.10 | 490.12 | 455.32 |
| Nov 9, 2022 | 445.47 | 7.70 | 1.76% | 437.77 | 452.86 | 437.77 |
| Nov 8, 2022 | 449.10 | 11.97 | 2.74% | 437.13 | 451.75 | 435.76 |
| Nov 7, 2022 | 440.69 | -6.84 | -1.53% | 447.53 | 447.53 | 433.27 |
| Nov 4, 2022 | 442.51 | 2.17 | 0.49% | 440.34 | 452.64 | 435.33 |
Credit Acceptance Events
| Time (UTC) | Country | Event |
|---|---|---|
| No events scheduled | ||
- Annual
- Quarterly
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|
| Total revenue | 969.2 | 1110 | 1285.8 | 1489 | 1669.3 | 1856 |
| Revenue | 969.2 | 1110 | 1285.8 | 1489 | 1669.3 | 1856 |
| Total Operating Expense | 340.3 | 406 | 374.1 | 436.9 | 927.8 | 430.9 |
| Selling/General/Admin. Expenses, Total | 224.1 | 254 | 291.2 | 328.6 | 325.6 | 383.7 |
| Unusual Expense (Income) | 0 | 1.8 | 45.7 | 0 | ||
| Other Operating Expenses, Total | 116.2 | 152 | 82.9 | 106.5 | 556.5 | 47.2 |
| Operating Income | 628.9 | 704 | 911.7 | 1052.1 | 741.5 | 1425.1 |
| Interest Income (Expense), Net Non-Operating | -97.7 | -120.2 | -156.6 | -196.2 | -192 | -164.2 |
| Net Income Before Taxes | 531.2 | 583.8 | 755.1 | 855.9 | 549.5 | 1260.9 |
| Net Income After Taxes | 332.8 | 570 | 574 | 656.1 | 421 | 958.3 |
| Net Income Before Extra. Items | 332.8 | 570 | 574 | 656.1 | 421 | 958.3 |
| Net Income | 332.8 | 470.2 | 574 | 656.1 | 421 | 958.3 |
| Income Available to Common Excl. Extra. Items | 332.8 | 570 | 574 | 656.1 | 421 | 958.3 |
| Income Available to Common Incl. Extra. Items | 332.8 | 470.2 | 574 | 656.1 | 421 | 958.3 |
| Diluted Net Income | 332.8 | 470.2 | 574 | 656.1 | 421 | 958.3 |
| Diluted Weighted Average Shares | 20.4101 | 19.5589 | 19.5323 | 18.9766 | 17.9358 | 16.1005 |
| Diluted EPS Excluding Extraordinary Items | 16.3056 | 29.1427 | 29.3872 | 34.5742 | 23.4726 | 59.5197 |
| Dividends per Share - Common Stock Primary Issue | 0 | |||||
| Diluted Normalized EPS | 16.3056 | 29.1427 | 29.3872 | 34.6469 | 25.4248 | 59.5197 |
| Total Extraordinary Items | -99.8 |
| Q1 2021 | Q2 2021 | Q3 2021 | Q4 2021 | Q1 2022 | |
|---|---|---|---|---|---|
| Total revenue | 451 | 471.7 | 470.1 | 463.2 | 455.7 |
| Revenue | 451 | 471.7 | 470.1 | 463.2 | 455.7 |
| Total Operating Expense | 142.9 | 50 | 98.1 | 139.9 | 134.7 |
| Selling/General/Admin. Expenses, Total | 112.6 | 70.2 | 96.4 | 104.5 | 102.5 |
| Unusual Expense (Income) | 0 | 0 | 0 | 0 | |
| Other Operating Expenses, Total | 30.3 | -20.2 | 1.7 | 35.4 | 32.2 |
| Operating Income | 308.1 | 421.7 | 372 | 323.3 | 321 |
| Interest Income (Expense), Net Non-Operating | -43.8 | -42 | -39.8 | -38.6 | -36.5 |
| Net Income Before Taxes | 264.3 | 379.7 | 332.2 | 284.7 | 284.5 |
| Net Income After Taxes | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Net Income Before Extra. Items | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Net Income | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Income Available to Common Excl. Extra. Items | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Income Available to Common Incl. Extra. Items | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Diluted Net Income | 202.1 | 288.6 | 250 | 217.6 | 214.3 |
| Diluted Weighted Average Shares | 17.0991 | 16.7943 | 15.8292 | 14.7233 | 14.3415 |
| Diluted EPS Excluding Extraordinary Items | 11.8194 | 17.1844 | 15.7936 | 14.7793 | 14.9426 |
| Dividends per Share - Common Stock Primary Issue | 0 | 0 | 0 | 0 | |
| Diluted Normalized EPS | 11.8194 | 17.1844 | 15.7936 | 14.7793 | 14.9426 |
- Annual
- Quarterly
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|
| Cash and Short Term Investments | 14.6 | 8.2 | 25.7 | 187.4 | 16 | 23.3 |
| Cash & Equivalents | 14.6 | 8.2 | 25.7 | 187.4 | 16 | 23.3 |
| Total Receivables, Net | 2.3 | 2.2 | 7.9 | 66.2 | 147 | 109.2 |
| Total Assets | 4218 | 4985.6 | 6237.4 | 7423.2 | 7489 | 7050.9 |
| Property/Plant/Equipment, Total - Net | 18.2 | 20.5 | 40.2 | 62.4 | 59.4 | 57.3 |
| Property/Plant/Equipment, Total - Gross | 52.4 | 55.4 | 79.2 | 107.5 | 109 | 112.6 |
| Accumulated Depreciation, Total | -34.2 | -34.9 | -39 | -45.1 | -49.6 | -55.3 |
| Note Receivable - Long Term | 3886.6 | 4619.6 | 5763.3 | 6685.2 | 6787.9 | 6336.3 |
| Other Long Term Assets, Total | 270 | 301.7 | 362.2 | 389.6 | 446.3 | 473 |
| Other Assets, Total | 26.3 | 33.4 | 38.1 | 32.4 | 32.4 | 51.8 |
| Payable/Accrued | 143.9 | 151.7 | 186.4 | 203.6 | 185.2 | 174.5 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities, Total | 23.6 | 39.9 | 2.5 | 0.2 | 0.2 | 0.2 |
| Total Liabilities | 3044.3 | 3449.8 | 4246.5 | 5067.9 | 5186.5 | 5226.7 |
| Total Long Term Debt | 2603.7 | 3070.8 | 3820.9 | 4538.8 | 4608.6 | 4616.3 |
| Long Term Debt | 2603.7 | 3070.8 | 3820.9 | 4538.8 | 4608.6 | 4616.3 |
| Deferred Income Tax | 273.1 | 187.4 | 236.7 | 322.5 | 391 | 435.2 |
| Total Equity | 1173.7 | 1535.8 | 1990.9 | 2355.3 | 2302.5 | 1824.2 |
| Redeemable Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
| Additional Paid-In Capital | 131.7 | 145.5 | 154.9 | 157.7 | 161.9 | 197.2 |
| Retained Earnings (Accumulated Deficit) | 1042 | 1390.3 | 1836.1 | 2196.6 | 2138.8 | 1626.7 |
| Other Equity, Total | -0.2 | -0.2 | -0.3 | 0.8 | 1.6 | 0.2 |
| Total Liabilities & Shareholders’ Equity | 4218 | 4985.6 | 6237.4 | 7423.2 | 7489 | 7050.9 |
| Total Common Shares Outstanding | 19.8774 | 19.31 | 18.9726 | 18.3528 | 17.0924 | 14.1459 |
| Accrued Expenses | 2.8 | 1.5 | 0.5 |
| Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | |
|---|---|---|---|---|---|
| Cash and Short Term Investments | 45.7 | 383.5 | 13.3 | 23.3 | 17.6 |
| Cash & Equivalents | 45.7 | 383.5 | 13.3 | 23.3 | 17.6 |
| Total Receivables, Net | 98.3 | 17.9 | 25 | 109.2 | 52.9 |
| Total Assets | 7706.9 | 7801.4 | 7199 | 7050.9 | 7038.3 |
| Property/Plant/Equipment, Total - Net | 57.8 | 57.7 | 58.3 | 57.3 | 56.7 |
| Note Receivable - Long Term | 6875.3 | 6768.1 | 6582.6 | 6336.3 | 6327.2 |
| Other Long Term Assets, Total | 606.6 | 546.7 | 496.1 | 473 | 543.5 |
| Other Assets, Total | 23.2 | 27.5 | 23.7 | 51.8 | 40.4 |
| Payable/Accrued | 217.2 | 226.3 | 251.3 | 175 | 224.5 |
| Notes Payable/Short Term Debt | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities, Total | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Total Liabilities | 5337.1 | 5408.4 | 5245.2 | 5226.7 | 5409.5 |
| Total Long Term Debt | 4716 | 4780.1 | 4607.1 | 4616.3 | 4739 |
| Long Term Debt | 4716 | 4780.1 | 4607.1 | 4616.3 | 4739 |
| Deferred Income Tax | 403.7 | 401.8 | 386.6 | 435.2 | 445.8 |
| Total Equity | 2369.8 | 2393 | 1953.8 | 1824.2 | 1628.8 |
| Redeemable Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 |
| Additional Paid-In Capital | 161.7 | 150.8 | 166 | 197.2 | 211.5 |
| Retained Earnings (Accumulated Deficit) | 2207 | 2241.1 | 1787 | 1626.7 | 1418.7 |
| Other Equity, Total | 0.9 | 0.9 | 0.7 | 0.2 | -1.5 |
| Total Liabilities & Shareholders’ Equity | 7706.9 | 7801.4 | 7199 | 7050.9 | 7038.3 |
| Total Common Shares Outstanding | 16.7104 | 16.0033 | 14.717 | 14.1459 | 13.3638 |
- Annual
- Quarterly
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|
| Net income/Starting Line | 332.8 | 470.2 | 574 | 656.1 | 421 | 958.3 |
| Cash From Operating Activities | 507.2 | 566 | 703.9 | 812.3 | 985.2 | 1069.4 |
| Cash From Operating Activities | 6.1 | 6 | 5.4 | 7.3 | 8.8 | 9.7 |
| Amortization | 9.2 | 10.4 | 14.1 | 15.1 | 15 | 16.6 |
| Deferred Taxes | 24.2 | -85.6 | 49.3 | 85.5 | 68.3 | 44.7 |
| Non-Cash Items | 97.7 | 144.8 | 67 | 85.6 | 569.8 | 32.8 |
| Cash Taxes Paid | 111.2 | 175 | 168.8 | 172.4 | 141.5 | 213.2 |
| Cash Interest Paid | 88 | 108.8 | 141 | 175.6 | 191.6 | 149.4 |
| Changes in Working Capital | 37.2 | 20.2 | -5.9 | -37.3 | -97.7 | 7.3 |
| Cash From Investing Activities | -878.2 | -871.8 | -1238.3 | -1024.2 | -673.5 | 437.3 |
| Capital Expenditures | -5.5 | -8.4 | -25.1 | -26.8 | -8.5 | -7.6 |
| Other Investing Cash Flow Items, Total | -872.7 | -863.4 | -1213.2 | -997.4 | -665 | 444.9 |
| Cash From Financing Activities | 436.6 | 330.3 | 599.9 | 400.3 | -433.2 | -1468.7 |
| Financing Cash Flow Items | 22.5 | -17.1 | -20.7 | -26.1 | -19.5 | -17.2 |
| Issuance (Retirement) of Stock, Net | -121.7 | -123.5 | -129.1 | -300.4 | -480.8 | -1460 |
| Issuance (Retirement) of Debt, Net | 535.8 | 470.9 | 749.7 | 726.8 | 67.1 | 8.5 |
| Net Change in Cash | 65.6 | 24.5 | 65.5 | 188.4 | -121.5 | 38 |
| Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | |
|---|---|---|---|---|---|
| Net income/Starting Line | 202.1 | 490.7 | 740.7 | 958.3 | 214.3 |
| Cash From Operating Activities | 325.2 | 668.5 | 938.3 | 1069.4 | 376.1 |
| Cash From Operating Activities | 2.4 | 4.8 | 7.2 | 9.7 | 2.3 |
| Amortization | 4.1 | 8.1 | 12.5 | 16.6 | 4.3 |
| Deferred Taxes | 12.9 | 11 | -4.1 | 44.7 | 11 |
| Non-Cash Items | 22.3 | -19.2 | -12.4 | 32.8 | 32.5 |
| Cash Taxes Paid | 0 | 67.9 | 112.3 | 213.2 | -0.6 |
| Cash Interest Paid | 41.5 | 78.3 | 115.9 | 149.4 | 33.6 |
| Changes in Working Capital | 81.4 | 173.1 | 194.4 | 7.3 | 111.7 |
| Cash From Investing Activities | -112.6 | 21.6 | 214.2 | 437.3 | -18.5 |
| Capital Expenditures | -0.8 | -3.1 | -6.1 | -7.6 | -1.7 |
| Other Investing Cash Flow Items, Total | -111.8 | 24.7 | 220.3 | 444.9 | -16.8 |
| Cash From Financing Activities | -24.6 | -225.4 | -1106.4 | -1468.7 | -293.1 |
| Financing Cash Flow Items | -1 | -11.6 | -12.9 | -17.2 | 4 |
| Issuance (Retirement) of Stock, Net | -135.2 | -389.7 | -1093.9 | -1460 | -417.1 |
| Issuance (Retirement) of Debt, Net | 111.6 | 175.9 | 0.4 | 8.5 | 120 |
| Net Change in Cash | 188 | 464.7 | 46.1 | 38 | 64.5 |
Why choose Capital.com? Our numbers speak for themselves.
Capital.com GroupTraders
Active clients monthly
Monthly investing volume
Withdrawn each month
Trading calculator
Calculate your hypothetical P&L if you had opened a CFD trade on a certain date (select a date) and closed on a different date (select a date).
- 1:1
- 2:1
- 5:1
- 10:1
- 20:1
- 20
- 100
- 500
- 1000
- 10000
Credit Acceptance Company profile
About Credit Acceptance Corp.
Credit Acceptance Corporation is engaged in offering financing programs that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a network of automobile dealers. The Company offers two financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers, which is referred to as dealer loan in exchange for the right to service the underlying consumer Loans. Under the Purchase Program, the Company buys the consumer loans from the dealers, which is referred to as a purchased loan and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.
Financial summary
BRIEF: For the fiscal year ended 31 December 2021, Credit Acceptance Corp. revenues increased 11% to $1.86B. Net income increased from $421M to $958.3M. Revenues reflect Finance Charges Revenue increase of 12% to $1.74B, Other income increase of 7% to $53.1M, Premiums Earned increase of 5% to $60.3M. Net income benefited from Interest decrease of 14% to $164.2M (expense), Loss on extinguishment of debt decrease from $7.4M (expense) to
Equity composition
Common Stock. $.01 Par, 04/11, 80M auth., 25,591,344 issd. Insiders & strategic holders own 59.41%. IPO 6/92, 2M shs.@$13 by William Blair & Co. PO 10/95, 6.325M shares @ $24.50 by William Blair & Co. FY'03-04 Qs are being reclassified. 7/05, Co. delisted from Nasdaq to Pink Sheets. 04/06, Exchange changed from OTC to NASDAQ.
| Industry: | Consumer Leasing |
25505 W 12 Mile Rd
SOUTHFIELD
MICHIGAN 48034-1846
US
Income Statement
News
Copper and iron ore prices soar after China eases Covid restrictions
Iron ore and copper prices have seen a significant boost on the back of China lifting COVID-19 restrictions a little
16:06, 2 December 2022
FX Weekly Outlook: USD/JPY, GBP/USD, EUR/USD key levels to watch
USD/JPY, GBP/USD, EUR/USD forecast for the week ahead
16:04, 2 December 2022
What is Alameda Research? Sam Bankman-Fried’s secretive proprietary trading firm is major DeFi investor
Alameda recently took part in Fordefi’s seed round to launch an institutional DeFi wallet
15:44, 2 December 2022
S&P 500, Nasdaq, Dax | Forecasts for the week ahead: NFPs to kill Santa rally hopes?
Higher-than-expected US non-farm payrolls might exert downward pressure on risky assets like equities, as markets reassess Fed hikes
15:40, 2 December 2022
Gold, Crude Oil weekly forecast: Dovish Powell vs Strong NFP
Dovish Powell prompts risk rally. However, strong NFP provides reality check.
15:39, 2 December 2022People also watch
Still looking for a broker you can trust?
Join the 475.000+ traders worldwide that chose to trade with Capital.com