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    Trade Credit Acceptance - CACC CFD

    476.20
    2.28%
    0.82
    Low: 465.62
    High: 477.72
    Market Trading Hours* (UTC) Opens on Thursday at 13:30

    Mon - Fri: 13:30 - 20:00

    • Summary
    • Historical Data
    • Events
    • Income Statement
    • Balance Sheet
    • Cash Flow
    • Ownership
    Trading Conditions
    Spread 0.82
    Long position overnight fee

    Long position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee -0.026151 %
    Charges from full value of position ($-4.97)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		-0.026151%
    Short position overnight fee

    Short position overnight fee

    Margin. Your investment $1,000.00
    Overnight fee 0.003929 %
    Charges from full value of position ($0.75)
    Trade size with leverage ~ $20,000.00
    Money from leverage ~ $19,000.00
    Go to platform
    		0.003929%
    Overnight fee time 21:00 (UTC)
    Min traded quantity 1
    Currency USD
    Margin 5%
    Stock exchange United States of America
    Commission on trade 0%

    *Information provided by Capital.com

    Credit Acceptance Corp ESG Risk Ratings

    High Medium Low Negligible

    ‘B’ score indicates good relative ESG performance and above average degree of transparency in reporting material ESG data publicly.

    More ESG coverage

    Key Stats
    Prev. Close* 465.58
    Open* 465.62
    1-Year Change* 3.13%
    Day's Range* 465.62 - 477.72
    52 wk Range 358.00-576.05
    Average Volume (10 days) 68.04K
    Average Volume (3 months) 1.41M
    Market Cap 6.21B
    P/E Ratio 19.09
    Shares Outstanding 12.82M
    Revenue 1.85B
    EPS 25.38
    Dividend (Yield %) N/A
    Beta 1.33
    Next Earnings Date Oct 30, 2023

    All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

    • Last Week
    • Last Month
    • Last Year
    • Last two Years
    • Max
    • Daily
    • Weekly
    • Monthly
    Date Close Change Change (%) Open High Low
    Sep 27, 2023 476.20 10.58 2.27% 465.62 477.72 465.62
    Sep 26, 2023 465.58 0.63 0.14% 464.95 468.75 456.82
    Sep 25, 2023 469.43 4.48 0.96% 464.95 472.20 463.20
    Sep 22, 2023 469.87 -0.24 -0.05% 470.11 476.53 468.60
    Sep 21, 2023 473.24 -6.71 -1.40% 479.95 480.36 473.17
    Sep 20, 2023 483.68 -2.43 -0.50% 486.11 491.72 481.32
    Sep 19, 2023 487.06 -4.89 -0.99% 491.95 494.53 486.85
    Sep 18, 2023 492.36 -11.76 -2.33% 504.12 504.12 491.95
    Sep 15, 2023 503.76 -2.34 -0.46% 506.10 512.44 502.63
    Sep 14, 2023 509.17 11.06 2.22% 498.11 513.53 498.11
    Sep 13, 2023 505.03 14.93 3.05% 490.10 505.99 490.10
    Sep 12, 2023 498.89 16.79 3.48% 482.10 500.65 482.10
    Sep 11, 2023 488.18 7.93 1.65% 480.25 493.23 480.25
    Sep 8, 2023 485.03 0.86 0.18% 484.17 487.72 479.72
    Sep 7, 2023 484.20 -6.48 -1.32% 490.68 493.04 483.39
    Sep 6, 2023 498.88 5.01 1.01% 493.87 502.74 491.88
    Sep 5, 2023 499.26 5.39 1.09% 493.87 503.70 491.82
    Sep 1, 2023 497.74 -0.24 -0.05% 497.98 506.67 497.68
    Aug 31, 2023 500.88 2.85 0.57% 498.03 508.32 497.87
    Aug 30, 2023 500.77 9.58 1.95% 491.19 502.00 489.87

    Credit Acceptance Events

    Time (UTC) Country Event
    Monday, October 30, 2023

    Time (UTC)

    10:59

    Country

    US

    Event

    Q3 2023 Credit Acceptance Corp Earnings Release
    Q3 2023 Credit Acceptance Corp Earnings Release

    Forecast

    -

    Previous

    -
    Monday, January 29, 2024

    Time (UTC)

    10:59

    Country

    US

    Event

    Q4 2023 Credit Acceptance Corp Earnings Release
    Q4 2023 Credit Acceptance Corp Earnings Release

    Forecast

    -

    Previous

    -
    View all events
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Total revenue 1832.4 1856 1669.3 1489 1285.8
    Revenue 1832.4 1856 1669.3 1489 1285.8
    Total Operating Expense 954.1 430.9 927.8 436.9 374.1
    Selling/General/Admin. Expenses, Total 426.3 383.7 325.6 328.6 291.2
    Unusual Expense (Income) 0 0 45.7 1.8
    Other Operating Expenses, Total 527.8 47.2 556.5 106.5 82.9
    Operating Income 878.3 1425.1 741.5 1052.1 911.7
    Interest Income (Expense), Net Non-Operating -166.6 -164.2 -192 -196.2 -156.6
    Net Income Before Taxes 711.7 1260.9 549.5 855.9 755.1
    Net Income After Taxes 535.8 958.3 421 656.1 574
    Net Income Before Extra. Items 535.8 958.3 421 656.1 574
    Net Income 535.8 958.3 421 656.1 574
    Income Available to Common Excl. Extra. Items 535.8 958.3 421 656.1 574
    Income Available to Common Incl. Extra. Items 535.8 958.3 421 656.1 574
    Diluted Net Income 535.8 958.3 421 656.1 574
    Diluted Weighted Average Shares 13.6251 16.1005 17.9358 18.9766 19.5323
    Diluted EPS Excluding Extraordinary Items 39.3245 59.5197 23.4726 34.5742 29.3872
    Dividends per Share - Common Stock Primary Issue
    Diluted Normalized EPS 39.3245 59.5197 25.4248 34.6469 29.3872
    Total Extraordinary Items
    Jun 2023 Mar 2023 Dec 2022 Sep 2022 Jun 2022
    Total revenue 477.9 453.8 459 460.3 457.4
    Revenue 477.9 453.8 459 460.3 457.4
    Total Operating Expense 387.2 272.6 246.6 296.4 276.4
    Selling/General/Admin. Expenses, Total 117 117.3 103.9 103.2 116.7
    Unusual Expense (Income) 0
    Other Operating Expenses, Total 270.2 155.3 142.7 193.2 159.7
    Operating Income 90.7 181.2 212.4 163.9 181
    Interest Income (Expense), Net Non-Operating -62.8 -54.4 -49.4 -41.8 -38.9
    Net Income Before Taxes 27.9 126.8 163 122.1 142.1
    Net Income After Taxes 22.2 99.5 127.3 86.8 107.4
    Net Income Before Extra. Items 22.2 99.5 127.3 86.8 107.4
    Net Income 22.2 99.5 127.3 86.8 107.4
    Income Available to Common Excl. Extra. Items 22.2 99.5 127.3 86.8 107.4
    Income Available to Common Incl. Extra. Items 22.2 99.5 127.3 86.8 107.4
    Diluted Net Income 22.2 99.5 127.3 86.8 107.4
    Diluted Weighted Average Shares 13.1 13.0733 13.2867 13.3642 13.518
    Diluted EPS Excluding Extraordinary Items 1.69466 7.61092 9.581 6.49498 7.94497
    Dividends per Share - Common Stock Primary Issue 0 0 0 0
    Diluted Normalized EPS 1.69466 7.61092 9.581 6.49498 7.94497
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Cash and Short Term Investments 7.7 23.3 16 187.4 25.7
    Cash & Equivalents 7.7 23.3 16 187.4 25.7
    Total Receivables, Net 8.7 109.2 147 66.2 7.9
    Total Assets 6904.7 7050.9 7489 7423.2 6237.4
    Property/Plant/Equipment, Total - Net 51.4 57.3 59.4 62.4 40.2
    Property/Plant/Equipment, Total - Gross 111.9 112.6 109 107.5 79.2
    Accumulated Depreciation, Total -60.5 -55.3 -49.6 -45.1 -39
    Note Receivable - Long Term 6297.7 6336.3 6787.9 6685.2 5763.3
    Other Long Term Assets, Total 482.3 473 446.3 389.6 362.2
    Other Assets, Total 56.9 51.8 32.4 32.4 38.1
    Payable/Accrued 259.5 174.5 185.2 203.6 186.4
    Notes Payable/Short Term Debt 0 0 0 0 0
    Other Current Liabilities, Total 2.5 0.2 0.2 0.2 2.5
    Total Liabilities 5280.7 5226.7 5186.5 5067.9 4246.5
    Total Long Term Debt 4590.7 4616.3 4608.6 4538.8 3820.9
    Long Term Debt 4590.7 4616.3 4608.6 4538.8 3820.9
    Deferred Income Tax 426.7 435.2 391 322.5 236.7
    Total Equity 1624 1824.2 2302.5 2355.3 1990.9
    Redeemable Preferred Stock 0 0 0 0 0
    Common Stock 0.1 0.1 0.2 0.2 0.2
    Additional Paid-In Capital 245.7 197.2 161.9 157.7 154.9
    Retained Earnings (Accumulated Deficit) 1381.1 1626.7 2138.8 2196.6 1836.1
    Other Equity, Total -2.9 0.2 1.6 0.8 -0.3
    Total Liabilities & Shareholders’ Equity 6904.7 7050.9 7489 7423.2 6237.4
    Total Common Shares Outstanding 12.7569 14.1459 17.0924 18.3528 18.9726
    Accrued Expenses 1.3 0.5 1.5 2.8
    Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
    Cash and Short Term Investments 8.1 7.7 10.7 4.1 17.6
    Cash & Equivalents 8.1 7.7 10.7 4.1 17.6
    Total Receivables, Net 11 8.7 29 52.2 52.9
    Total Assets 7154.9 6904.7 6892.4 6978.5 7038.3
    Property/Plant/Equipment, Total - Net 50.1 51.4 52.4 53.7 56.7
    Note Receivable - Long Term 6500.3 6297.7 6311.6 6323.7 6327.2
    Other Long Term Assets, Total 556.4 482.3 452.7 492.7 543.5
    Other Assets, Total 29 56.9 36 52.1 40.4
    Payable/Accrued 257.3 259.5 239 225.6 224.5
    Notes Payable/Short Term Debt 0 0 0 0 0
    Other Current Liabilities, Total 2.3 2.5 0.2 0.2 0.2
    Total Liabilities 5431.5 5280.7 5303.2 5458.4 5409.5
    Total Long Term Debt 4720.7 4590.7 4625.9 4792.2 4739
    Long Term Debt 4720.7 4590.7 4625.9 4792.2 4739
    Deferred Income Tax 451.2 426.7 438.1 440.4 445.8
    Total Equity 1723.4 1624 1589.2 1520.1 1628.8
    Redeemable Preferred Stock 0 0 0 0 0
    Common Stock 0.1 0.1 0.1 0.1 0.1
    Additional Paid-In Capital 252.1 245.7 235.8 225.8 211.5
    Retained Earnings (Accumulated Deficit) 1473.3 1381.1 1356.7 1296.4 1418.7
    Other Equity, Total -2.1 -2.9 -3.4 -2.2 -1.5
    Total Liabilities & Shareholders’ Equity 7154.9 6904.7 6892.4 6978.5 7038.3
    Total Common Shares Outstanding 12.8369 12.7569 12.9247 12.9755 13.3638
    Accrued Expenses 1.3
    • Annual
    • Quarterly
    2022 2021 2020 2019 2018
    Net income/Starting Line 535.8 958.3 421 656.1 574
    Cash From Operating Activities 1238.7 1069.4 985.2 812.3 703.9
    Cash From Operating Activities 9 9.7 8.8 7.3 5.4
    Amortization 16.6 16.6 15 15.1 14.1
    Deferred Taxes -7.7 44.7 68.3 85.5 49.3
    Non-Cash Items 518.2 32.8 569.8 85.6 67
    Cash Taxes Paid 72.7 213.2 141.5 172.4 168.8
    Cash Interest Paid 147.3 149.4 191.6 175.6 141
    Changes in Working Capital 166.8 7.3 -97.7 -37.3 -5.9
    Cash From Investing Activities -460.6 437.3 -673.5 -1024.2 -1238.3
    Capital Expenditures -3.1 -7.6 -8.5 -26.8 -25.1
    Other Investing Cash Flow Items, Total -457.5 444.9 -665 -997.4 -1213.2
    Cash From Financing Activities -794.6 -1468.7 -433.2 400.3 599.9
    Financing Cash Flow Items 3.8 -17.2 -19.5 -26.1 -20.7
    Issuance (Retirement) of Stock, Net -769.4 -1460 -480.8 -300.4 -129.1
    Issuance (Retirement) of Debt, Net -29 8.5 67.1 726.8 749.7
    Net Change in Cash -16.5 38 -121.5 188.4 65.5
    Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
    Net income/Starting Line 99.5 535.8 408.5 321.7 214.3
    Cash From Operating Activities 296.5 1238.7 951.9 625.6 376.1
    Cash From Operating Activities 2.2 9 6.8 4.6 2.3
    Amortization 4.2 16.6 12.5 8.5 4.3
    Deferred Taxes 24.2 -7.7 3.8 5.7 11
    Non-Cash Items 147.6 518.2 378.1 189.1 32.5
    Cash Taxes Paid -3.4 72.7 50 37.9 -0.6
    Cash Interest Paid 50.6 147.3 105.1 66.8 33.6
    Changes in Working Capital 18.8 166.8 142.2 96 111.7
    Cash From Investing Activities -344.2 -460.6 -339.1 -166.4 -18.5
    Capital Expenditures -0.9 -3.1 -1.9 -1 -1.7
    Other Investing Cash Flow Items, Total -343.3 -457.5 -337.2 -165.4 -16.8
    Cash From Financing Activities 118.1 -794.6 -651.6 -462.6 -293.1
    Financing Cash Flow Items -0.8 3.8 10 5 4
    Issuance (Retirement) of Stock, Net -10.8 -769.4 -666.8 -641.6 -417.1
    Issuance (Retirement) of Debt, Net 129.7 -29 5.2 174 120
    Net Change in Cash 70.4 -16.5 -38.8 -3.4 64.5

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    Credit Acceptance Company profile

    About Credit Acceptance Corp.

    Credit Acceptance Corporation is engaged in offering financing programs that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a network of automobile dealers. The Company offers two financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers, which is referred to as dealer loan in exchange for the right to service the underlying consumer Loans. Under the Purchase Program, the Company buys the consumer loans from the dealers, which is referred to as a purchased loan and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

    Financial summary

    BRIEF: For the fiscal year ended 31 December 2021, Credit Acceptance Corp. revenues increased 11% to $1.86B. Net income increased from $421M to $958.3M. Revenues reflect Finance Charges Revenue increase of 12% to $1.74B, Other income increase of 7% to $53.1M, Premiums Earned increase of 5% to $60.3M. Net income benefited from Interest decrease of 14% to $164.2M (expense), Loss on extinguishment of debt decrease from $7.4M (expense) to

    Equity composition

    Common Stock. $.01 Par, 04/11, 80M auth., 25,591,344 issd. Insiders & strategic holders own 59.41%. IPO 6/92, 2M shs.@$13 by William Blair & Co. PO 10/95, 6.325M shares @ $24.50 by William Blair & Co. FY'03-04 Qs are being reclassified. 7/05, Co. delisted from Nasdaq to Pink Sheets. 04/06, Exchange changed from OTC to NASDAQ.

    Industry: Consumer Leasing

    25505 W 12 Mile Rd
    SOUTHFIELD
    MICHIGAN 48034-1846
    US

    Income Statement

    • Annual
    • Quarterly

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