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Trade Credit Acceptance - CACC CFD

473.68
0.1%
2.13
Low: 464.25
High: 479.47
Market Trading Hours* (UTC) Opens on Monday at 14:30

Mon - Fri: 14:30 - 21:00

  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
  • Ownership
Trading Conditions
Spread 2.13
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.0308 %
Charges from borrowed part ($-1.23)
Trade size with leverage ~ $5,000.00
Money from leverage ~ $4,000.00

Go to platform
-0.0308%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.0308 %
Charges from borrowed part ($-1.23)
Trade size with leverage ~ $5,000.00
Money from leverage ~ $4,000.00

Go to platform
-0.0137%
Overnight fee time 22:00 (UTC)
Min traded quantity 1
Currency USD
Margin 20%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Key Stats
Prev. Close* 473.22
Open* 464.25
1-Year Change* -2.08%
Day's Range* 464.25 - 464.25
52 wk Range 397.575-699.08
Average Volume (10 days) 0.12344
Average Volume (3 months) 1.91729
Market Cap 6135.75
P/E Ratio 10.7498
Shares Outstanding 12924700
Revenue 1836.6
EPS 44.1619
Dividend (Yield %) N/A
Beta 1.36817
Next Earnings Date Jan 30, 2023

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Dec 2, 2022 473.68 10.34 2.23% 463.34 480.26 463.33
Dec 1, 2022 473.22 7.46 1.60% 465.76 476.18 462.76
Nov 30, 2022 473.52 10.19 2.20% 463.33 475.76 456.98
Nov 29, 2022 469.66 5.21 1.12% 464.45 474.74 463.33
Nov 28, 2022 465.86 -7.46 -1.58% 473.32 476.73 462.85
Nov 25, 2022 473.32 -1.42 -0.30% 474.74 482.26 473.32
Nov 23, 2022 479.82 9.53 2.03% 470.29 483.24 466.04
Nov 22, 2022 474.47 3.31 0.70% 471.16 481.84 470.29
Nov 21, 2022 473.26 8.63 1.86% 464.63 478.34 459.76
Nov 18, 2022 472.83 4.50 0.96% 468.33 483.37 467.89
Nov 17, 2022 475.40 14.67 3.18% 460.73 477.16 459.75
Nov 16, 2022 481.20 -7.11 -1.46% 488.31 490.00 476.15
Nov 15, 2022 494.52 -15.81 -3.10% 510.33 515.63 490.13
Nov 14, 2022 502.05 2.32 0.46% 499.73 515.47 497.79
Nov 11, 2022 521.63 28.64 5.81% 492.99 531.36 488.64
Nov 10, 2022 489.84 30.74 6.70% 459.10 490.12 455.32
Nov 9, 2022 445.47 7.70 1.76% 437.77 452.86 437.77
Nov 8, 2022 449.10 11.97 2.74% 437.13 451.75 435.76
Nov 7, 2022 440.69 -6.84 -1.53% 447.53 447.53 433.27
Nov 4, 2022 442.51 2.17 0.49% 440.34 452.64 435.33

Credit Acceptance Events

Time (UTC) Country Event
No events scheduled
View all events
  • Annual
  • Quarterly
2016 2017 2018 2019 2020 2021
Total revenue 969.2 1110 1285.8 1489 1669.3 1856
Revenue 969.2 1110 1285.8 1489 1669.3 1856
Total Operating Expense 340.3 406 374.1 436.9 927.8 430.9
Selling/General/Admin. Expenses, Total 224.1 254 291.2 328.6 325.6 383.7
Unusual Expense (Income) 0 1.8 45.7 0
Other Operating Expenses, Total 116.2 152 82.9 106.5 556.5 47.2
Operating Income 628.9 704 911.7 1052.1 741.5 1425.1
Interest Income (Expense), Net Non-Operating -97.7 -120.2 -156.6 -196.2 -192 -164.2
Net Income Before Taxes 531.2 583.8 755.1 855.9 549.5 1260.9
Net Income After Taxes 332.8 570 574 656.1 421 958.3
Net Income Before Extra. Items 332.8 570 574 656.1 421 958.3
Net Income 332.8 470.2 574 656.1 421 958.3
Income Available to Common Excl. Extra. Items 332.8 570 574 656.1 421 958.3
Income Available to Common Incl. Extra. Items 332.8 470.2 574 656.1 421 958.3
Diluted Net Income 332.8 470.2 574 656.1 421 958.3
Diluted Weighted Average Shares 20.4101 19.5589 19.5323 18.9766 17.9358 16.1005
Diluted EPS Excluding Extraordinary Items 16.3056 29.1427 29.3872 34.5742 23.4726 59.5197
Dividends per Share - Common Stock Primary Issue 0
Diluted Normalized EPS 16.3056 29.1427 29.3872 34.6469 25.4248 59.5197
Total Extraordinary Items -99.8
Q1 2021 Q2 2021 Q3 2021 Q4 2021 Q1 2022
Total revenue 451 471.7 470.1 463.2 455.7
Revenue 451 471.7 470.1 463.2 455.7
Total Operating Expense 142.9 50 98.1 139.9 134.7
Selling/General/Admin. Expenses, Total 112.6 70.2 96.4 104.5 102.5
Unusual Expense (Income) 0 0 0 0
Other Operating Expenses, Total 30.3 -20.2 1.7 35.4 32.2
Operating Income 308.1 421.7 372 323.3 321
Interest Income (Expense), Net Non-Operating -43.8 -42 -39.8 -38.6 -36.5
Net Income Before Taxes 264.3 379.7 332.2 284.7 284.5
Net Income After Taxes 202.1 288.6 250 217.6 214.3
Net Income Before Extra. Items 202.1 288.6 250 217.6 214.3
Net Income 202.1 288.6 250 217.6 214.3
Income Available to Common Excl. Extra. Items 202.1 288.6 250 217.6 214.3
Income Available to Common Incl. Extra. Items 202.1 288.6 250 217.6 214.3
Diluted Net Income 202.1 288.6 250 217.6 214.3
Diluted Weighted Average Shares 17.0991 16.7943 15.8292 14.7233 14.3415
Diluted EPS Excluding Extraordinary Items 11.8194 17.1844 15.7936 14.7793 14.9426
Dividends per Share - Common Stock Primary Issue 0 0 0 0
Diluted Normalized EPS 11.8194 17.1844 15.7936 14.7793 14.9426
  • Annual
  • Quarterly
2016 2017 2018 2019 2020 2021
Cash and Short Term Investments 14.6 8.2 25.7 187.4 16 23.3
Cash & Equivalents 14.6 8.2 25.7 187.4 16 23.3
Total Receivables, Net 2.3 2.2 7.9 66.2 147 109.2
Total Assets 4218 4985.6 6237.4 7423.2 7489 7050.9
Property/Plant/Equipment, Total - Net 18.2 20.5 40.2 62.4 59.4 57.3
Property/Plant/Equipment, Total - Gross 52.4 55.4 79.2 107.5 109 112.6
Accumulated Depreciation, Total -34.2 -34.9 -39 -45.1 -49.6 -55.3
Note Receivable - Long Term 3886.6 4619.6 5763.3 6685.2 6787.9 6336.3
Other Long Term Assets, Total 270 301.7 362.2 389.6 446.3 473
Other Assets, Total 26.3 33.4 38.1 32.4 32.4 51.8
Payable/Accrued 143.9 151.7 186.4 203.6 185.2 174.5
Notes Payable/Short Term Debt 0 0 0 0 0 0
Other Current Liabilities, Total 23.6 39.9 2.5 0.2 0.2 0.2
Total Liabilities 3044.3 3449.8 4246.5 5067.9 5186.5 5226.7
Total Long Term Debt 2603.7 3070.8 3820.9 4538.8 4608.6 4616.3
Long Term Debt 2603.7 3070.8 3820.9 4538.8 4608.6 4616.3
Deferred Income Tax 273.1 187.4 236.7 322.5 391 435.2
Total Equity 1173.7 1535.8 1990.9 2355.3 2302.5 1824.2
Redeemable Preferred Stock 0 0 0 0 0 0
Common Stock 0.2 0.2 0.2 0.2 0.2 0.1
Additional Paid-In Capital 131.7 145.5 154.9 157.7 161.9 197.2
Retained Earnings (Accumulated Deficit) 1042 1390.3 1836.1 2196.6 2138.8 1626.7
Other Equity, Total -0.2 -0.2 -0.3 0.8 1.6 0.2
Total Liabilities & Shareholders’ Equity 4218 4985.6 6237.4 7423.2 7489 7050.9
Total Common Shares Outstanding 19.8774 19.31 18.9726 18.3528 17.0924 14.1459
Accrued Expenses 2.8 1.5 0.5
Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022
Cash and Short Term Investments 45.7 383.5 13.3 23.3 17.6
Cash & Equivalents 45.7 383.5 13.3 23.3 17.6
Total Receivables, Net 98.3 17.9 25 109.2 52.9
Total Assets 7706.9 7801.4 7199 7050.9 7038.3
Property/Plant/Equipment, Total - Net 57.8 57.7 58.3 57.3 56.7
Note Receivable - Long Term 6875.3 6768.1 6582.6 6336.3 6327.2
Other Long Term Assets, Total 606.6 546.7 496.1 473 543.5
Other Assets, Total 23.2 27.5 23.7 51.8 40.4
Payable/Accrued 217.2 226.3 251.3 175 224.5
Notes Payable/Short Term Debt 0 0 0 0 0
Other Current Liabilities, Total 0.2 0.2 0.2 0.2 0.2
Total Liabilities 5337.1 5408.4 5245.2 5226.7 5409.5
Total Long Term Debt 4716 4780.1 4607.1 4616.3 4739
Long Term Debt 4716 4780.1 4607.1 4616.3 4739
Deferred Income Tax 403.7 401.8 386.6 435.2 445.8
Total Equity 2369.8 2393 1953.8 1824.2 1628.8
Redeemable Preferred Stock 0 0 0 0 0
Common Stock 0.2 0.2 0.1 0.1 0.1
Additional Paid-In Capital 161.7 150.8 166 197.2 211.5
Retained Earnings (Accumulated Deficit) 2207 2241.1 1787 1626.7 1418.7
Other Equity, Total 0.9 0.9 0.7 0.2 -1.5
Total Liabilities & Shareholders’ Equity 7706.9 7801.4 7199 7050.9 7038.3
Total Common Shares Outstanding 16.7104 16.0033 14.717 14.1459 13.3638
  • Annual
  • Quarterly
2016 2017 2018 2019 2020 2021
Net income/Starting Line 332.8 470.2 574 656.1 421 958.3
Cash From Operating Activities 507.2 566 703.9 812.3 985.2 1069.4
Cash From Operating Activities 6.1 6 5.4 7.3 8.8 9.7
Amortization 9.2 10.4 14.1 15.1 15 16.6
Deferred Taxes 24.2 -85.6 49.3 85.5 68.3 44.7
Non-Cash Items 97.7 144.8 67 85.6 569.8 32.8
Cash Taxes Paid 111.2 175 168.8 172.4 141.5 213.2
Cash Interest Paid 88 108.8 141 175.6 191.6 149.4
Changes in Working Capital 37.2 20.2 -5.9 -37.3 -97.7 7.3
Cash From Investing Activities -878.2 -871.8 -1238.3 -1024.2 -673.5 437.3
Capital Expenditures -5.5 -8.4 -25.1 -26.8 -8.5 -7.6
Other Investing Cash Flow Items, Total -872.7 -863.4 -1213.2 -997.4 -665 444.9
Cash From Financing Activities 436.6 330.3 599.9 400.3 -433.2 -1468.7
Financing Cash Flow Items 22.5 -17.1 -20.7 -26.1 -19.5 -17.2
Issuance (Retirement) of Stock, Net -121.7 -123.5 -129.1 -300.4 -480.8 -1460
Issuance (Retirement) of Debt, Net 535.8 470.9 749.7 726.8 67.1 8.5
Net Change in Cash 65.6 24.5 65.5 188.4 -121.5 38
Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022
Net income/Starting Line 202.1 490.7 740.7 958.3 214.3
Cash From Operating Activities 325.2 668.5 938.3 1069.4 376.1
Cash From Operating Activities 2.4 4.8 7.2 9.7 2.3
Amortization 4.1 8.1 12.5 16.6 4.3
Deferred Taxes 12.9 11 -4.1 44.7 11
Non-Cash Items 22.3 -19.2 -12.4 32.8 32.5
Cash Taxes Paid 0 67.9 112.3 213.2 -0.6
Cash Interest Paid 41.5 78.3 115.9 149.4 33.6
Changes in Working Capital 81.4 173.1 194.4 7.3 111.7
Cash From Investing Activities -112.6 21.6 214.2 437.3 -18.5
Capital Expenditures -0.8 -3.1 -6.1 -7.6 -1.7
Other Investing Cash Flow Items, Total -111.8 24.7 220.3 444.9 -16.8
Cash From Financing Activities -24.6 -225.4 -1106.4 -1468.7 -293.1
Financing Cash Flow Items -1 -11.6 -12.9 -17.2 4
Issuance (Retirement) of Stock, Net -135.2 -389.7 -1093.9 -1460 -417.1
Issuance (Retirement) of Debt, Net 111.6 175.9 0.4 8.5 120
Net Change in Cash 188 464.7 46.1 38 64.5

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Credit Acceptance Company profile

About Credit Acceptance Corp.

Credit Acceptance Corporation is engaged in offering financing programs that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a network of automobile dealers. The Company offers two financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers, which is referred to as dealer loan in exchange for the right to service the underlying consumer Loans. Under the Purchase Program, the Company buys the consumer loans from the dealers, which is referred to as a purchased loan and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Credit Acceptance Corp. revenues increased 11% to $1.86B. Net income increased from $421M to $958.3M. Revenues reflect Finance Charges Revenue increase of 12% to $1.74B, Other income increase of 7% to $53.1M, Premiums Earned increase of 5% to $60.3M. Net income benefited from Interest decrease of 14% to $164.2M (expense), Loss on extinguishment of debt decrease from $7.4M (expense) to

Equity composition

Common Stock. $.01 Par, 04/11, 80M auth., 25,591,344 issd. Insiders & strategic holders own 59.41%. IPO 6/92, 2M shs.@$13 by William Blair & Co. PO 10/95, 6.325M shares @ $24.50 by William Blair & Co. FY'03-04 Qs are being reclassified. 7/05, Co. delisted from Nasdaq to Pink Sheets. 04/06, Exchange changed from OTC to NASDAQ.

Industry: Consumer Leasing

25505 W 12 Mile Rd
SOUTHFIELD
MICHIGAN 48034-1846
US

Income Statement

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