CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.1% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
US English
537.81
1.74%
Market Trading Hours* (UTC) Opens on Wednesday at 13:30

Mon - Fri: 13:30 - 20:00

  • Summary
  • Historical Data
  • Events
  • Income Statement
  • Balance Sheet
  • Cash Flow
Trading сonditions
Spread 1.04
Long position overnight fee

Long position overnight fee


Margin. Your investment $1,000.00
Overnight fee -0.026179 %
Charges from full value of position ($-4.97)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
-0.026179%
Short position overnight fee

Short position overnight fee


Margin. Your investment $1,000.00
Overnight fee 0.003957 %
Charges from full value of position ($0.75)
Trade size with leverage ~ $20,000.00
Money from leverage ~ $19,000.00

Go to platform
0.003957%
Overnight fee time 21:00 (UTC)
Min traded quantity 1
Currency USD
Margin 5%
Stock exchange United States of America
Commission on trade 0%

*Information provided by Capital.com

Credit Acceptance Corp ESG Risk Ratings

High Medium Low Negligible

‘B’ score indicates good relative ESG performance and above average degree of transparency in reporting material ESG data publicly.

More ESG coverage

Key Stats
Prev. Close* 547.35
Open* 542.15
1-Year Change* 13.25%
Day's Range* 534.55 - 542.15
52 wk Range 369.13-576.05
Average Volume (10 days) 67.43K
Average Volume (3 months) 1.26M
Market Cap 6.49B
P/E Ratio 21.24
Shares Outstanding 12.57M
Revenue 1.87B
EPS 24.32
Dividend (Yield %) N/A
Beta 1.48
Next Earnings Date Jan 29, 2024

All data is provided by Refinitiv, except for data marked with an asterisk, which is *data provided by Capital.com

  • Last Week
  • Last Month
  • Last Year
  • Last two Years
  • Max
  • Daily
  • Weekly
  • Monthly
Date Close Change Change (%) Open High Low
Apr 15, 2024 547.35 -7.29 -1.31% 554.64 560.64 544.99
Apr 12, 2024 554.64 -3.06 -0.55% 557.70 569.84 551.76
Apr 11, 2024 571.78 28.03 5.15% 543.75 573.19 539.04
Apr 10, 2024 543.75 -8.80 -1.59% 552.55 552.55 539.71
Apr 9, 2024 556.24 0.40 0.07% 555.84 559.44 552.36
Apr 8, 2024 556.70 12.75 2.34% 543.95 556.70 543.95
Apr 5, 2024 541.00 7.55 1.42% 533.45 542.97 531.61
Apr 4, 2024 535.36 -6.83 -1.26% 542.19 549.15 535.35
Apr 3, 2024 541.75 6.00 1.12% 535.75 544.16 533.45
Apr 2, 2024 535.65 0.60 0.11% 535.05 538.55 534.07
Apr 1, 2024 544.49 -7.03 -1.27% 551.52 551.75 544.03
Mar 28, 2024 550.62 0.07 0.01% 550.55 555.44 547.83
Mar 27, 2024 550.95 -0.15 -0.03% 551.10 557.84 549.26
Mar 26, 2024 550.15 0.40 0.07% 549.75 554.24 546.21
Mar 25, 2024 548.56 -1.49 -0.27% 550.05 555.44 547.95
Mar 22, 2024 553.44 -12.00 -2.12% 565.44 567.44 551.83
Mar 21, 2024 565.44 9.44 1.70% 556.00 575.64 556.00
Mar 20, 2024 561.95 20.92 3.87% 541.03 570.24 541.03
Mar 19, 2024 555.85 14.40 2.66% 541.45 556.24 541.45
Mar 18, 2024 547.52 -3.03 -0.55% 550.55 552.95 540.99

Credit Acceptance Events

Time (UTC) Country Event
Monday, April 29, 2024

Time (UTC)

10:59

Country

US

Event

Q1 2024 Credit Acceptance Corp Earnings Release
Q1 2024 Credit Acceptance Corp Earnings Release

Forecast

-

Previous

-
Friday, May 31, 2024

Time (UTC)

12:00

Country

US

Event

Credit Acceptance Corp Annual Shareholders Meeting
Credit Acceptance Corp Annual Shareholders Meeting

Forecast

-

Previous

-
Tuesday, July 30, 2024

Time (UTC)

10:59

Country

US

Event

Q2 2024 Credit Acceptance Corp Earnings Release
Q2 2024 Credit Acceptance Corp Earnings Release

Forecast

-

Previous

-
View all events
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Total revenue 1832.4 1856 1669.3 1489 1285.8
Revenue 1832.4 1856 1669.3 1489 1285.8
Total Operating Expense 954.1 430.9 927.8 436.9 374.1
Selling/General/Admin. Expenses, Total 426.3 383.7 325.6 328.6 291.2
Unusual Expense (Income) 0 0 45.7 1.8
Other Operating Expenses, Total 527.8 47.2 556.5 106.5 82.9
Operating Income 878.3 1425.1 741.5 1052.1 911.7
Interest Income (Expense), Net Non-Operating -166.6 -164.2 -192 -196.2 -156.6
Net Income Before Taxes 711.7 1260.9 549.5 855.9 755.1
Net Income After Taxes 535.8 958.3 421 656.1 574
Net Income Before Extra. Items 535.8 958.3 421 656.1 574
Net Income 535.8 958.3 421 656.1 574
Income Available to Common Excl. Extra. Items 535.8 958.3 421 656.1 574
Income Available to Common Incl. Extra. Items 535.8 958.3 421 656.1 574
Diluted Net Income 535.8 958.3 421 656.1 574
Diluted Weighted Average Shares 13.6251 16.1005 17.9358 18.9766 19.5323
Diluted EPS Excluding Extraordinary Items 39.3245 59.5197 23.4726 34.5742 29.3872
Dividends per Share - Common Stock Primary Issue
Diluted Normalized EPS 39.3245 59.5197 25.4248 34.6469 29.3872
Total Extraordinary Items
Jun 2023 Mar 2023 Dec 2022 Sep 2022 Jun 2022
Total revenue 477.9 453.8 459 460.3 457.4
Revenue 477.9 453.8 459 460.3 457.4
Total Operating Expense 387.2 272.6 246.6 296.4 276.4
Selling/General/Admin. Expenses, Total 117 117.3 103.9 103.2 116.7
Unusual Expense (Income) 0
Other Operating Expenses, Total 270.2 155.3 142.7 193.2 159.7
Operating Income 90.7 181.2 212.4 163.9 181
Interest Income (Expense), Net Non-Operating -62.8 -54.4 -49.4 -41.8 -38.9
Net Income Before Taxes 27.9 126.8 163 122.1 142.1
Net Income After Taxes 22.2 99.5 127.3 86.8 107.4
Net Income Before Extra. Items 22.2 99.5 127.3 86.8 107.4
Net Income 22.2 99.5 127.3 86.8 107.4
Income Available to Common Excl. Extra. Items 22.2 99.5 127.3 86.8 107.4
Income Available to Common Incl. Extra. Items 22.2 99.5 127.3 86.8 107.4
Diluted Net Income 22.2 99.5 127.3 86.8 107.4
Diluted Weighted Average Shares 13.1 13.0733 13.2867 13.3642 13.518
Diluted EPS Excluding Extraordinary Items 1.69466 7.61092 9.581 6.49498 7.94497
Dividends per Share - Common Stock Primary Issue 0 0 0 0
Diluted Normalized EPS 1.69466 7.61092 9.581 6.49498 7.94497
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Cash and Short Term Investments 7.7 23.3 16 187.4 25.7
Cash & Equivalents 7.7 23.3 16 187.4 25.7
Total Receivables, Net 8.7 109.2 147 66.2 7.9
Total Assets 6904.7 7050.9 7489 7423.2 6237.4
Property/Plant/Equipment, Total - Net 51.4 57.3 59.4 62.4 40.2
Property/Plant/Equipment, Total - Gross 111.9 112.6 109 107.5 79.2
Accumulated Depreciation, Total -60.5 -55.3 -49.6 -45.1 -39
Note Receivable - Long Term 6297.7 6336.3 6787.9 6685.2 5763.3
Other Long Term Assets, Total 482.3 473 446.3 389.6 362.2
Other Assets, Total 56.9 51.8 32.4 32.4 38.1
Payable/Accrued 259.5 174.5 185.2 203.6 186.4
Notes Payable/Short Term Debt 0 0 0 0 0
Other Current Liabilities, Total 2.5 0.2 0.2 0.2 2.5
Total Liabilities 5280.7 5226.7 5186.5 5067.9 4246.5
Total Long Term Debt 4590.7 4616.3 4608.6 4538.8 3820.9
Long Term Debt 4590.7 4616.3 4608.6 4538.8 3820.9
Deferred Income Tax 426.7 435.2 391 322.5 236.7
Total Equity 1624 1824.2 2302.5 2355.3 1990.9
Redeemable Preferred Stock 0 0 0 0 0
Common Stock 0.1 0.1 0.2 0.2 0.2
Additional Paid-In Capital 245.7 197.2 161.9 157.7 154.9
Retained Earnings (Accumulated Deficit) 1381.1 1626.7 2138.8 2196.6 1836.1
Other Equity, Total -2.9 0.2 1.6 0.8 -0.3
Total Liabilities & Shareholders’ Equity 6904.7 7050.9 7489 7423.2 6237.4
Total Common Shares Outstanding 12.7569 14.1459 17.0924 18.3528 18.9726
Accrued Expenses 1.3 0.5 1.5 2.8
Sep 2023 Jun 2023 Mar 2023 Dec 2022 Sep 2022
Cash and Short Term Investments 3.1 3.2 8.1 7.7 10.7
Cash & Equivalents 3.1 3.2 8.1 7.7 10.7
Total Receivables, Net 14.2 13.7 11 8.7 29
Total Assets 7397.1 7205.5 7154.9 6904.7 6892.4
Property/Plant/Equipment, Total - Net 47.1 49.4 50.1 51.4 52.4
Note Receivable - Long Term 6780.5 6610.3 6500.3 6297.7 6311.6
Other Long Term Assets, Total 521.3 490.2 556.4 482.3 452.7
Other Assets, Total 30.9 38.7 29 56.9 36
Payable/Accrued 284.1 263.1 257.3 259.5 239
Notes Payable/Short Term Debt 0 0 0 0 0
Other Current Liabilities, Total 9.5 0.2 2.3 2.5 0.2
Total Liabilities 5696.2 5458.5 5431.5 5280.7 5303.2
Total Long Term Debt 4940.8 4746.6 4720.7 4590.7 4625.9
Long Term Debt 4940.8 4746.6 4720.7 4590.7 4625.9
Deferred Income Tax 461.8 448.6 451.2 426.7 438.1
Total Equity 1700.9 1747 1723.4 1624 1589.2
Redeemable Preferred Stock 0 0 0 0 0
Common Stock 0.1 0.1 0.1 0.1 0.1
Additional Paid-In Capital 271.3 261.7 252.1 245.7 235.8
Retained Earnings (Accumulated Deficit) 1432.4 1487.9 1473.3 1381.1 1356.7
Other Equity, Total -2.9 -2.7 -2.1 -2.9 -3.4
Total Liabilities & Shareholders’ Equity 7397.1 7205.5 7154.9 6904.7 6892.4
Total Common Shares Outstanding 12.5662 12.8217 12.8369 12.7569 12.9247
Accrued Expenses 1.3
  • Annual
  • Quarterly
2022 2021 2020 2019 2018
Net income/Starting Line 535.8 958.3 421 656.1 574
Cash From Operating Activities 1238.7 1069.4 985.2 812.3 703.9
Cash From Operating Activities 9 9.7 8.8 7.3 5.4
Amortization 16.6 16.6 15 15.1 14.1
Deferred Taxes -7.7 44.7 68.3 85.5 49.3
Non-Cash Items 518.2 32.8 569.8 85.6 67
Cash Taxes Paid 72.7 213.2 141.5 172.4 168.8
Cash Interest Paid 147.3 149.4 191.6 175.6 141
Changes in Working Capital 166.8 7.3 -97.7 -37.3 -5.9
Cash From Investing Activities -460.6 437.3 -673.5 -1024.2 -1238.3
Capital Expenditures -3.1 -7.6 -8.5 -26.8 -25.1
Other Investing Cash Flow Items, Total -457.5 444.9 -665 -997.4 -1213.2
Cash From Financing Activities -794.6 -1468.7 -433.2 400.3 599.9
Financing Cash Flow Items 3.8 -17.2 -19.5 -26.1 -20.7
Issuance (Retirement) of Stock, Net -769.4 -1460 -480.8 -300.4 -129.1
Issuance (Retirement) of Debt, Net -29 8.5 67.1 726.8 749.7
Net Change in Cash -16.5 38 -121.5 188.4 65.5
Mar 2023 Dec 2022 Sep 2022 Jun 2022 Mar 2022
Net income/Starting Line 99.5 535.8 408.5 321.7 214.3
Cash From Operating Activities 296.5 1238.7 951.9 625.6 376.1
Cash From Operating Activities 2.2 9 6.8 4.6 2.3
Amortization 4.2 16.6 12.5 8.5 4.3
Deferred Taxes 24.2 -7.7 3.8 5.7 11
Non-Cash Items 147.6 518.2 378.1 189.1 32.5
Cash Taxes Paid -3.4 72.7 50 37.9 -0.6
Cash Interest Paid 50.6 147.3 105.1 66.8 33.6
Changes in Working Capital 18.8 166.8 142.2 96 111.7
Cash From Investing Activities -344.2 -460.6 -339.1 -166.4 -18.5
Capital Expenditures -0.9 -3.1 -1.9 -1 -1.7
Other Investing Cash Flow Items, Total -343.3 -457.5 -337.2 -165.4 -16.8
Cash From Financing Activities 118.1 -794.6 -651.6 -462.6 -293.1
Financing Cash Flow Items -0.8 3.8 10 5 4
Issuance (Retirement) of Stock, Net -10.8 -769.4 -666.8 -641.6 -417.1
Issuance (Retirement) of Debt, Net 129.7 -29 5.2 174 120
Net Change in Cash 70.4 -16.5 -38.8 -3.4 64.5

Trading calculator

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Credit Acceptance Company profile

About Credit Acceptance Corp.

Credit Acceptance Corporation is engaged in offering financing programs that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a network of automobile dealers. The Company offers two financing programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers, which is referred to as dealer loan in exchange for the right to service the underlying consumer Loans. Under the Purchase Program, the Company buys the consumer loans from the dealers, which is referred to as a purchased loan and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Financial summary

BRIEF: For the fiscal year ended 31 December 2021, Credit Acceptance Corp. revenues increased 11% to $1.86B. Net income increased from $421M to $958.3M. Revenues reflect Finance Charges Revenue increase of 12% to $1.74B, Other income increase of 7% to $53.1M, Premiums Earned increase of 5% to $60.3M. Net income benefited from Interest decrease of 14% to $164.2M (expense), Loss on extinguishment of debt decrease from $7.4M (expense) to

Equity composition

Common Stock. $.01 Par, 04/11, 80M auth., 25,591,344 issd. Insiders & strategic holders own 59.41%. IPO 6/92, 2M shs.@$13 by William Blair & Co. PO 10/95, 6.325M shares @ $24.50 by William Blair & Co. FY'03-04 Qs are being reclassified. 7/05, Co. delisted from Nasdaq to Pink Sheets. 04/06, Exchange changed from OTC to NASDAQ.

Industry: Consumer Leasing

25505 W 12 Mile Rd
SOUTHFIELD
MICHIGAN 48034-1846
US

Income Statement

  • Annual
  • Quarterly

News

US Earnings Season : JP Morgan, Citigroup, Wells Fargo

The first major US banks report quarterly earnings on Friday, April 12th, 2024. We preview what to expect from JP Morgan, Citigroup, and Wells Fargo's quarterly numbers.

16:03, 11 April 2024

Reserve Bank of New Zealand Preview: Rates expected to remain on hold as inflation fight continues

The Reserve Bank of New Zealand (RBNZ) meets on Wednesday, April 10, 2024. We preview what to expect from the meeting and its possible impact on the NZD/USD.

09:22, 11 April 2024

US CPI Preview: US inflation expected to grind lower amid fears about sticky prices

US CPI data is released on Wednesday, 10 April. We preview what to expect from the data, how it could influence US Federal Reserve policy, and analyse the NASDAQ (US Tech 100).

15:11, 9 April 2024

How escalating geopolitical tensions are impacting oil markets

The bullish momentum in oil prices remains strong as escalating geopolitical tensions raise concerns about supply.

13:34, 4 April 2024

A way forward: a roundup of recent central bank decisions

Five of the world’s most significant central banks delivered policy this week. We review the decisions and discuss their impact on the markets.

12:47, 22 March 2024

Bank of Japan Preview: will the BOJ end negative interest rates?

The Bank of Japan meets on Tuesday 19th of March. We preview what to expect from the BOJ decision and how it might impact the USD/JPY and Nikkei 225.

08:44, 18 March 2024

Higher CPI leaves traders unfazed as US equities continue to build momentum

The latest US CPI reading hasn’t gone how the Federal would have hoped. Consumer prices came in higher than expected in February for the third month in a row.

12:42, 15 March 2024

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